How do you think of insurance?

China
April 10, 2016 10:24pm CST
With the improvement of economy,the environment have become bad,some people around us have all kinds of disease,especially cancer.So I think it is possible to buy insurance,when disease come,we can heal in case of having no money.
7 people like this
8 responses
• United States
11 Apr 16
Yes if you have no money over here in this country, you die. It is money that talks over here my friend..I hope you have good health care there.
1 person likes this
• China
11 Apr 16
thanks,can I ask a question how long have you registed your accout?
1 person likes this
• United States
11 Apr 16
@nanachinese Yes what would you like to know friend? If I can help I will of course. I have been on myLot since around 2006. This is the new site.
• China
11 Apr 16
@TiarasOceanView I work in a French company located in China,I have two reasons to regist mylot accout.The first one is to make friends with you and learn English.The second one is to earn money.Becase I am decorating my new house,I need money to finish this program.So I want to know how much can I earn per month?Expect your answes.
1 person likes this
@MGjhaud (23251)
• Philippines
11 Apr 16
ive got an insurance from my company (which is one of my benefits) i was able to use it when i had an accident and it helped me a lot. im using it everytime i go to the doctor although it wont cover my medicines.
1 person likes this
@MGjhaud (23251)
• Philippines
11 Apr 16
@nanachinese i dont really know to be honest. they can cover up to a certain amount per year for in-patient. for check up(out patient), doctors fee/check up fee is covered but we need to submit documents and receipts for meds reimbursement.
• China
11 Apr 16
I have not went to another country except China,so I do not know insurance in other countries.what is the percentage can insurance reimburse for you if you go to see doctor?
1 person likes this
• China
12 Apr 16
@MGjhaud Sorry,what is the meaning about meds?
@youless (112164)
• Guangzhou, China
13 Apr 16
Actually the insurance is good because it can give some protection for the people who have accidents in lives. However, the problem is today the insurance companies are bad. If you really have a serious disease, they may not pay for you since there are some strict rules written in the contract but usually people don't read it carefully. Not everybody is a laywer and can understand it well.
@youless (112164)
• Guangzhou, China
13 Apr 16
@nanachinese I am glad to know you here. It is true that there are not many Chinese here
• China
13 Apr 16
I am very happy to receive your answers,because we come from the same country.At least to now,I have not receive comments from Chinese.But I think the insurance can be ok,my mother had benefited from insurance.
1 person likes this
• China
14 Apr 16
@youless I can follow you.
1 person likes this
• United States
11 Apr 16
Insurance is so expensive! It is not at all affordable. But I have to buy it..
• United States
11 Apr 16
@nanachinese I have to buy health insurance, dental and vision so 3 types. The most expensive being health, then dental and vision isn't that much.
• China
12 Apr 16
@infatuatedbby I have never heard that there are dental and vision insurance exist.Unimaginable!
1 person likes this
• China
11 Apr 16
How many insurances did you buy?
1 person likes this
@avi256 (8489)
• Pune, India
11 Apr 16
So many different kinds of insurances, have made it difficult to analyse what exactly we need to purchase as insurance plan. However, accidental and medical insurances are must.
• China
12 Apr 16
I agree with you,these two insurances are must,what kinds of other insurances you know?
1 person likes this
@avi256 (8489)
• Pune, India
12 Apr 16
@nanachinese I mean insurances for non living things, or even within health insurance, there will be various sub insurances with different sets of plans
@divssri (971)
• Bangalore, India
11 Apr 16
Insurance is very important for everyone , it protect again misfortune. Always helpful in your good and bad time.
1 person likes this
@avi256 (8489)
• Pune, India
11 Apr 16
Mostly in bad time...
2 people like this
@divssri (971)
• Bangalore, India
12 Apr 16
@avi256 right you are my dear friend.
2 people like this
• China
12 Apr 16
I agree with you!
1 person likes this
@just4him (308536)
• Green Bay, Wisconsin
12 Apr 16
Insurance is good to have when we get sick.
• China
13 Apr 16
I agree with you,madam.
1 person likes this
@newest1 (295)
11 Apr 16
@nanachinese there are many fake companies
• China
11 Apr 16
You mean you do not accept insurance?Where do you come from?Do your country have famous insurance organization?