When you want to buy something, do you prefer to save money first, or to take a credit?

@ourlot (993)
August 11, 2016 4:36pm CST
When you want to buy something, is it more motivating to save money until you can afford it, or, to take a credit and pay after you have the thing?
5 people like this
6 responses
• El Paso, Texas
11 Aug 16
For me it's saving money. I don't own a credit card, so I can't charge anything. Money saving is the way to go.
1 person likes this
@paigea (22581)
• Canada
11 Aug 16
I only buy something if I can already afford it. I had a mortgage for the house that is all I borrowed money for.
1 person likes this
@cahaya1983 (10037)
• Malaysia
12 Aug 16
Most times I prefer to save money, but I guess it also depends on how much I need it. I don't have a credit card though, I just prefer buying things cash.
@rina110383 (24069)
11 Aug 16
I don't have a credit card. I only buy the things that I need when I already have an available cash.
@Corbin5 (119125)
• United States
11 Aug 16
I save until I can afford it. I only use my credit card for gas or a rare purchase online and always pay it off each month.
@CinnamonGrl (6074)
• Paradise, California
11 Aug 16
If it's something I urgently NEED, a machine brroke down or something. I'll charge it. Otherwise, I prefer saving for it, because charging something of course costs you more.