When you want to buy something, do you prefer to save money first, or to take a credit? / myLot

August 11, 2016 4:36pm CST

When you want to buy something, is it more motivating to save money until you can afford it, or, to take a credit and pay after you have the thing?

4 people like this

5 responses

Cahaya

@cahaya1983 (11121)

• Malaysia

12 Aug 16

Most times I prefer to save money, but I guess it also depends on how much I need it. I don't have a credit card though, I just prefer buying things cash.

LegTech

@rina110383 (24495)

•

11 Aug 16

I don't have a credit card. I only buy the things that I need when I already have an available cash.

Sue H.

@CinnamonGrl (7083)

• Santa Fe, New Mexico

11 Aug 16

If it's something I urgently NEED, a machine brroke down or something. I'll charge it. Otherwise, I prefer saving for it, because charging something of course costs you more.

paigea

@paigea (35702)

• Canada

11 Aug 16

I only buy something if I can already afford it. I had a mortgage for the house that is all I borrowed money for.

Elizabeth M. Archut

@ellagotnailed (94)

• El Paso, Texas

11 Aug 16

For me it's saving money. I don't own a credit card, so I can't charge anything. Money saving is the way to go.