Which do you prefer Credit Card or Debit Card

@abijan (494)
Malaysia
November 26, 2006 8:54pm CST
Which do you prefer, Credit Card or Debit Card and why ?
1 person likes this
21 responses
@supershik (298)
• United States
27 Nov 06
I like debit card I really like to spend only the money I have and not the money I wish I had. I do have a credit card but I haven't used it in years I really just keep it in case of emergency.
2 people like this
@arunk7319 (1282)
• India
27 Nov 06
I do use my Credit Card only when I travel out of country. I at time use when the value is high. I don't carry more cash in Hand and at the same time in credit card we have the provision paying cash late which is some time use for managing our money.
@abijan (494)
• Malaysia
27 Nov 06
I do agree with you. But in most cases, it seems that the card is controlling the user. I almost being control by my credit card.
@supershik (298)
• United States
27 Nov 06
I like debit card I really like to spend only the money I have and not the money I wish I had. I do have a credit card but I haven't used it in years I really just keep it in case of emergency.
1 person likes this
@abijan (494)
• Malaysia
27 Nov 06
Hey, you are good. It seems you know how to manage your money. I think everyone should have 1 credit card just to use it during emergency. At all time we all should only either use debit card or cash. No matter how hard it is, it is the best way of spending.
1 person likes this
@ngm_syd (1087)
• India
27 Nov 06
Thank you
30 Nov 06
I like debit card better than credit card. Atleast i don't have monthly payments etc like my friends. Plus itis easier to handle and earn money without one.
1 person likes this
@abijan (494)
• Malaysia
1 Dec 06
This is one way for you to handle your cash. Good for you.
@ppjacob (205)
• India
27 Nov 06
Debit card!
1 person likes this
@abijan (494)
• Malaysia
27 Nov 06
Do you have any reason why you like to use debit card ?
• United States
27 Nov 06
Debit card because you spend the money you do have, and you dont have to wait and pay later.
@abijan (494)
• Malaysia
27 Nov 06
You are right. You only spend according to your limit. By using debit card, you are in control.
@abijan (494)
• Malaysia
27 Nov 06
You are right. You only spend according to your limit. By using debit card, you are in control.
• Canada
28 Nov 06
probably good to have both, Debit for traditional money use, credit to earn credit with banks and such.
@abijan (494)
• Malaysia
28 Nov 06
You said probably good, can you tell me what is the good of having the two ?
@psmohan (1883)
• India
28 Nov 06
Credit card because it gives a free credit for a period of 30 days
@abijan (494)
• Malaysia
28 Nov 06
You have a point there.
@ralevi (1887)
• United States
28 Nov 06
the credit cards are better because you can use them in internet with debit cart you need paypal and that kind of stuff
@abijan (494)
• Malaysia
28 Nov 06
Correct me if I'm wrong but I think debit card also can be use in internet as long as you still have money in it. Right ?
@cikedo (3487)
• United States
28 Nov 06
I prefer debit.
@abijan (494)
• Malaysia
28 Nov 06
Any reason ?
• United States
28 Nov 06
i prefer debit because i know i have the money instead of hurting my credit
@abijan (494)
• Malaysia
28 Nov 06
Good for you. It seems that you do not want to mess your life with debts.
@sarobanu (125)
• United States
28 Nov 06
I belive cerdit card is better than debit.. Hope we can be safe with lot of money coming in free.. if you pay them correctly then you will never end up in paying extra
@abijan (494)
• Malaysia
28 Nov 06
Thank you for your reply.
@ngm_syd (1087)
• India
27 Nov 06
I do use my Credit Card only when I travel out of country. I at time use when the value is high. I don't carry more cash in Hand and at the same time in credit card we have the provision paying cash late which is some time use for managing our money. Thank you
@abijan (494)
• Malaysia
28 Nov 06
Now I can see a bit how to manage my money.
@meljessxena (2317)
• Australia
27 Nov 06
debit card, um not sure why think cost to much for credit card
@abijan (494)
• Malaysia
27 Nov 06
Do you have any credit card ?
@unknownname (1083)
• Malaysia
27 Nov 06
i think credit card n debit card have +ve n -ve ..so the right choice for me are debit card becoz ur need put money in debit card account ... -ve for debit card when ur money finish ur can do anything unless ur put money again .. +ve when ur finish ..mean ur limited ur spend ..n ur will not over budget i think ur all know about credit card right ...more -ve from +ve but i have 5 credit card n just 1 debit card ...but i using my credit card if in emergency case
@abijan (494)
• Malaysia
27 Nov 06
Wow, 5 credit card ? Can you manage all your credit card. Have you spend over credit limit for at least one of your credit card ?
• Indonesia
27 Nov 06
I Like Debit Card
@abijan (494)
• Malaysia
27 Nov 06
Any particular reason.
@not4me (1713)
• United States
27 Nov 06
I have a card that is both credit and debit. I prefer to use it as a credit card because if I use debit I get charged a small fee by my bank. Other than that I like to get bonus miles from my United Mileage credit card.
@abijan (494)
• Malaysia
27 Nov 06
I think you will be charge for your credit card too.
• Pakistan
30 Nov 06
hmmn credit card
@rohit89 (1971)
• India
30 Nov 06
both , depends on requirement...
@Demon4424 (597)
• China
30 Nov 06
I like Debit card.
@sarobanu (125)
• United States
28 Nov 06
I belive cerdit card is better than debit.. Hope we can be safe with lot of money coming in free.. if you pay them correctly then you will never end up in paying extra