Have you ever defaulted or missed a credit card payment and ended up paying a fine?

@pitstop (13064)
India
September 15, 2017 8:43pm CST
I use a credit card fairly regularly and always pay off my dues on time so that I don't get fined or pay charges. If you don't pay on time the charges are exorbitant! Have you ever missed a credit card payment and ended up paying a fine or extra charges?
8 people like this
9 responses
UpbeatRae
@carebear29 (31961)
• Wausau, Wisconsin
16 Sep 17
nope and i dont plan on missing any payments.
4 people like this
Pitstop
@pitstop (13064)
• India
16 Sep 17
Definitely it's better to be safe.
3 people like this
SHOHANA
@SHOHANA (16094)
• Bangladesh
16 Sep 17
yup once and lost $3 as a charge for their fault, this was very bad
2 people like this
Pitstop
@pitstop (13064)
• India
16 Sep 17
Couldn't you contest the charge if it wasn't your fault. Lucky it was only 3$
3 people like this
SHOHANA
@SHOHANA (16094)
• Bangladesh
16 Sep 17
@pitstop it was ATM booth machine problem and when solved lost $3
3 people like this
allen0187
@allen0187 (58444)
• Philippines
16 Sep 17
Once and I never made the same mistake again. Too costly.
2 people like this
Pitstop
@pitstop (13064)
• India
16 Sep 17
That's a lesson well learned.
2 people like this
allen0187
@allen0187 (58444)
• Philippines
16 Sep 17
1 person likes this
Judy Story
@jstory07 (134473)
• Roseburg, Oregon
16 Sep 17
I never miss a payment and hopefully I never will.
2 people like this
Pitstop
@pitstop (13064)
• India
16 Sep 17
I hope to start that way too.
1 person likes this
Bush Stan
@Kosgey (1707)
•
17 Sep 17
Yes, that's inevitable sometimes they penalise me for two weeks.
1 person likes this
Pitstop
@pitstop (13064)
• India
18 Sep 17
You need to be more careful!
1 person likes this
Bush Stan
@Kosgey (1707)
•
18 Sep 17
@pitstop thats it.
1 person likes this
Lizirazo
@Lizirazo (2390)
• United States
17 Sep 17
Have never missed any payment and l plan never to.
1 person likes this
Pitstop
@pitstop (13064)
• India
17 Sep 17
That's the way to do it!
Lizirazo
@Lizirazo (2390)
• United States
17 Sep 17
1 person likes this
RedBurnet
@redurnet (1799)
• United Kingdom
25 Sep 17
Yes, but back in the day when I used to get paper statements and one went missing in the mail. I didn't bother trying to fight it as without the paper bill I completely forgot I had to pay it! I'd only used the card for a tiny amount so the fine I paid was more than twice what I had used on the card.
1 person likes this
Pitstop
@pitstop (13064)
• India
26 Sep 17
Thankfully it was a small amount.
AROLL MARIANO
@Llorakay (239)
• Makati, Philippines
16 Sep 17
I dont have any credit card, thank God!
1 person likes this
Pitstop
@pitstop (13064)
• India
16 Sep 17
Sometimes that's the best option!!
2 people like this
William Rice
@William21001 (2637)
• Havre De Grace, Maryland
16 Sep 17
I usually try not to use credit cards but this is one of the only ways to go when your buying big ticket items and you dont have a pocket full of money. Credit gets you what you normally cant get just for a more inflated price.
1 person likes this