So should we all freeze our credit due to Eqifax?

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Eugene, Oregon
September 19, 2017 6:57pm CST
One hundred and forty-three million of us, all credit-worthy taxpayers, possibly had our credit info stolen due to lack of security at Equifax, one of the big three credit reporting agencies in the US. I hope we all realize that it does not matter whether you ever signed up at Equifax or not. They have all your info, Social Security Number, date of birth, credit card numbers, it is, or was, all there. Now, it may be in the hands of the band of criminals who hacked Eqifax and stole it. Lack of security at the site was unforgivable I think. You may have heard about this already. Maybe you went to the Equifax site and checked to see if your info was included in the theft. I did, and my info was not stolen, so they say. I read about this in detail on Next Avenue so here is the url to confirm my info. (might need to highlight and click) You will have to visit the Eqifax site to see if your info is stolen. Have you heard about this or checked it out yet?
Timely advice to protect your financial information after the breach
12 people like this
13 responses
@PatZAnthony (14752)
• Charlotte, North Carolina
23 Sep 17
Many of us are not sure what to do. You at least give us some things to think about!
3 people like this
• Eugene, Oregon
23 Sep 17
It is a difficult thing to deal with, since freezing credit has its own complications.
1 person likes this
• Laguna Woods, California
24 Sep 17
@PatZAnthony - Having our information hacked has gotten to be a constant problem!
1 person likes this
@DianneN (246838)
• United States
20 Sep 17
I saved the email they sent, but haven't had time to look at it, yet.
2 people like this
• Eugene, Oregon
20 Sep 17
Scary stuff, Dianne. Hard to know what to do.
1 person likes this
@DianneN (246838)
• United States
27 Sep 17
@JamesHxstatic So far, so good. I hope!!!
@Tampa_girl7 (48958)
• United States
20 Sep 17
Yes, I heard about this and I feel helpless.
2 people like this
• Eugene, Oregon
20 Sep 17
It is hard to know what to do with that mess.
• Laguna Woods, California
24 Sep 17
@Tampa_girl7 - It is frustrating, isn't it, to have our information constantly hacked.
1 person likes this
@sol_cee (38223)
• Philippines
20 Sep 17
First thing in the morning and you're greeted with a news story like this- awesome! Sigh.
2 people like this
@franxav (13603)
• India
20 Sep 17
We never know. Our details are all there and they can be abused by anyone.
2 people like this
• Eugene, Oregon
20 Sep 17
Apparently so, when the credit report companies are so sloppy.
@teamfreak16 (43421)
• Denver, Colorado
20 Sep 17
I've heard about it. I don't really have anything worth stealing.
2 people like this
• Eugene, Oregon
20 Sep 17
In this case, that nay be a good thing, Scott!
1 person likes this
• China
29 Sep 17
I have learnt about it.It came as a shock to me then,about 45 percent of Americans' credit info was stolen by hackers.
1 person likes this
• Eugene, Oregon
29 Sep 17
Truly a shock to us all here.
1 person likes this
@LadyDuck (458179)
• Switzerland
20 Sep 17
Even if we are not concerned, I have read about Equifax, a scary thing.
1 person likes this
@LadyDuck (458179)
• Switzerland
21 Sep 17
@JamesHxstatic The worse is the fact that they did not noticed the problem immediately.
1 person likes this
• Eugene, Oregon
20 Sep 17
It really is awful.
1 person likes this
• Eugene, Oregon
21 Sep 17
@LadyDuck That is for certain and there was a patch they could have used that would have kept it from happening at all.
1 person likes this
@moffittjc (118442)
• Gainesville, Florida
25 Sep 17
I was one of the ones who had my information stolen. I have placed fraud alerts with all the credit bureaus, but I have not put a freeze on my credit. If I did that, then nobody could access my credit file. So, if I were to apply for a mortgage, the mortgage company couldn't access my credit to determine if I am credit worthy. Instead, I will sign up for a credit monitoring service and have them keep a close eye on everything for me.
1 person likes this
@moffittjc (118442)
• Gainesville, Florida
25 Sep 17
@JamesHxstatic Personally, if these hackers had half a brain, they'd take all that stolen information and just sit on it for about five years. The information will never change...it's our birthdates, social security numbers, addresses, etc. So if they sat on it for about 5 years and laid low, people would forget all about it, and then let their guard down. And then that's when the crooks could really do some damage with all that stolen information.
• Eugene, Oregon
25 Sep 17
Yes, that is the problem with freezing credit, easier to do than undo.
1 person likes this
@DeborahDiane (40055)
• Laguna Woods, California
24 Sep 17
@JamesHxstatic - Basically, every adult in the nation with any type of credit rating had their information hacked. It may or may not be on the dark web now. My husband and I subscribe to Lifelock and think it is worth it. They notify us of any attempt to open a new account. We also subscribe to Credit Karma. Recently, I opened a new account at a department store and I was not even out of the store before I got text messages from both Lifelock and Credit Karma.
@NJChicaa (116002)
• United States
20 Sep 17
I wouldn't sign up for Equifax's free monitoring program as you are giving up your rights to being involved in a class action settlement.
2 people like this
@FayeHazel (40248)
• United States
25 Sep 17
Thanks for the head's up. I did not know
1 person likes this
• Eugene, Oregon
26 Sep 17
Welcome, but hard to know what to do really.
@YrNemo (20261)
20 Sep 17
Read about this a week or so ago, from a member here.
2 people like this