What is the best thing you have done to improve your life?

I had to put in such effort for years. I think weekly payments are better than ones once a month. Paying off my mortgage was a dream come true.

@LadyDuck With weekly payments you are far more in control. I did the direct debit on the 10th the of the month then I could add my overpayments. It wasn't good to do an overpayment before the direct debit.

@maximax8 I agree that weekly payments are better, you can better manage your money.

I loved visiting Cebu Island a Bohol Island in February. Thank you. I wish you a very happy future.

@maximax8 Bohol has the chocolate hills, while Cebu boasts of Magellan's cross. happy future to you as well.

@ridingbet The day tour was with a friendly, helpful and informative driver of a taxi on beautiful Bohol Island. We went to see the tarsiers first. We walked around seeing them in the trees. I am glad to say they were well protected. Next we went to the Chocolate Hills. We got in a little jeep and I got to drive through the rain past the Chocolate Hills. It was one of the best memories of my life to share that experience with my two children. We visited a butterfly park which was enjoyable. The day ended after a swim at a palm fringed beach.

I bought a cottage in 1991 for cash. In 2005 I sold that and bought with cash a modern house. Then in 2010 a suitable property was a 3 bedroom bungalow for £60,000 more money than I had. My modern house sold for a price similar to what I had bought it for due to a fall in the property market. Well done for saving cash for your property instead of a loan.

Wow times one hundred. Now you can walk. That is inspirational.

@maximax8 i do walk like i did before and i am as normal as i was before..

Yes, I worked so hard to keep up the plan to pay off my mortgage. It had to last for years.

@responsiveme We visited Mumbai, Pench National Park near Nagpur and Chennai. Then we went to Sri Lanka and my son's wheelchair got broken on that flight. I would love to see much more of India.

@maximax8 No bearing on this, but which parts of India did you visit?

Trade School worked out very well for you. My younger nephew is now 18 years old and he is at further education college studying. My older niece is now 16 years old and she wishes to become a police cadet. My younger niece is at the same school as my disabled son.

@maximax8 Nice education is a good scene for sure.

I was so happy visiting India in February. I wish you a successful future without struggles.

I felt very nervous on a driving test. I had to imagine the examiner was a friend and she was writing a postcard.

@tech40 Yes, I passed my practical driving test in 2010. The examiner that talks about anything under the sun sounds very funny.

@maximax8 That's a good one! Haha yeah! Luckily I have an examiner which is act as a friend who keeps on talking anything under the sun. So I enjoy that driving exam

I live on my own with my two children.

Yes. I am very proud of my nephew. My mortgage could have lasted for 25 years! I paid it off in 7 years. I made effort to pay it off for 5 years.

@maximax8 That is great and you should be very proud of yourself too.

Thank you. I was able to visit Kenya in my student days. I imagine sunshine makes for a happy life.