You have to make changes if you want to accomplish goals

November 22, 2019 10:43pm CST
We all want something better in life. But the "something better" isn't going to happen if we don't first change our perspective. We need a paradigm shift in our thinking in order to prompt action! For example, if you want to save $1000 in the next 3 months, then the first thing to do is take a look at what money is being spent on and cut out the unnecessary spending. I did the math for the three months that I went out to eat. Let's just say that I made a lot of fast food chain owners pretty wealthy! I had to stop and when I did, I was able to save money. What do you think is holding you back from accomplishing a short-term financial goal?
6 people like this
6 responses
@Janet357 (75651)
23 Nov 19
you are so right with this. I save more than i spend. am.a frugal woman so i have no problem.with this one. saving for emergencies will make you at peace. i just cannot understand those who spend above their means.
2 people like this
25 Nov 19
Those who spend above their means and don't save for an emergency are the ones who refuse to change their ways and develop good financial discipline.
1 person likes this
@Janet357 (75651)
25 Nov 19
@tamarascottonline so true. am just wondering how can they sleep at night soundly without worrying for tomorrow. we dont know what is in store for us, thus we need to save.
@MALUSE (69388)
• Germany
23 Nov 19
If you have common sense, you think *before* spending money on things you don't really need. Then you won't have to tackle the problem how to save money.
1 person likes this
@MALUSE (69388)
• Germany
25 Nov 19
@tamarascottonline If lack of common sense doesn't convince you, then the answer is stupidity. If you spend more than you have, you are stupid in my books. I can't think of any other explanation or excuse.
25 Nov 19
True. Some people have to "grow" this mindset. Not everyone is taught how to have good fiscal thoughts and to make good financial decisions. It doesn't mean they don't have common sense, it just means they have an opportunity to learn from mistakes.
@Shavkat (137313)
• Philippines
23 Nov 19
Indeed, my friend. I usually need to have a saving goal.
1 person likes this
@Shavkat (137313)
• Philippines
25 Nov 19
@tamarascottonline I agree with you. I am still working on it, my friend. Thank you for the encouragement.
25 Nov 19
You will get there! Once you take the first step, the next one will be much easier.
1 person likes this
@Alexandoy (65308)
• Cainta, Philippines
23 Nov 19
I remember our teacher in college who told us to get out of our comfort zone to accomplish more.
1 person likes this
@Alexandoy (65308)
• Cainta, Philippines
25 Nov 19
@tamarascottonline it takes effort at first but later on you get the drift and it will be easier. That's the lesson I learned from that teacher.
1 person likes this
25 Nov 19
Right! Every possible solution is on the other side of our comfort zones!
@JohnRoberts (109848)
• Los Angeles, California
23 Nov 19
It requires discipline first and foremost.
1 person likes this
25 Nov 19
True. We have to obtain financial discipline.
1 person likes this
• Agra, India
23 Nov 19
Nothing happens without taking the desired move
1 person likes this
• Agra, India
25 Nov 19
@tamarascottonline but this does not mean that results are always fruitful
25 Nov 19
Exactly right!
1 person likes this