Do you spend more than you earned?

It is much easier to spend more than you earn, i.e. get into debt that it is to get out of debt. That means we are better off avoiding such a situation and live within our means. If we don't have the money, then we do not need the item till we can afford it is the simplest way to explain it. :)

Yes,I want to spend more than I earned but cant do it as I also need some money to save in my account.

I try never to do this unless I simply can't, like when I was in college and needed certain books. I wouldn't use any of the money for myself and still need more to pay for all of it. Those were the only times I have spend more than I earned. Getting into debt isn't hard, getting out of debt can take years so you'd better never start it if it isn't neccessairy; but that's my opinion.

My husband does, but he's trying to cut that out.