SEEKING HELP 4M U!!!!

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hello all........can any1 explain me how v can use mylot to get benefitted financially??i'm new to this & i dont have a paypal/egold account,,,,,,i'm a student and i fear i wont b able to spent money to start with any credit card accounts,,,,,,,can any1 guide me???is there any other method thro' which i can receive money 4m mylot???PLZ NOTE:I CANT B SPENDIN MONEY,,,,,,THE ONLY THING I'M HERE S TO EARN&HOW CAN I PAY 4 EARNING???? responses awaited!!!!!