should i use credit card or cash?

Philippines
December 22, 2006 11:07pm CST
I love shopping but it gives me headache when the credit card bill comes. Is it wiser to buy using cash or credit card?
1 response
@sedel1027 (17868)
• United States
23 Dec 06
Depends. If you are paying off your bill in full every month, then it is okay to use the credit card. However, if you find you cannot pay the bill off and over spend every month, you shoul duse cash or a debit/check card that is attached to your bank account. This will curb your spending. You should also place yourself on a budget.