New Year Resolution !

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I wish all my dear mylot community and friends a Very Happy and Properous New Year 2007. From 2007 I have made resolution to write all my household expenses day to day basis and analyse and curtail unnecessary expenses.This will help me to plan my expenses schedule for household,family travel,savings and other things.The reason behind this is my income is limited and I don't want to get caught in loan re-payment against credit cards and other short term loans,which I have bad experience in last two years.