Be careful of using your credit card

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if you have already one credit card, just expect this that you will receive even more credit card offers. Using it is a very convenient way to pay for your purchases, because you need not to carry cash all the time. it can help you when used at the right time. It is good to maintain a good credit record in your own name because this will eventually help you buy a car or a house or rent an apartment. Just Keep it simple. all you need is a bank account and a single major credit card.always keep the copy of your signed slip each time you use it to keep track of how much you have already charged to it. keep records of all the charges or credit card bills and bank statement and pay the balance in full. you will be shocked with the interest and penalties you have to pay if you do not do this. it can easily wipe out your saving or earnings from what you have managed to invest. so be careful of with your credit card.