Credit History in US????

@rash219 (808)
United States
January 7, 2007 1:10pm CST
ok i know on myLot there are a lot of ppl fron US ....and at the moment i need your help in explaining me what the hell is this credit history...bcoz i dont seem to be able to do anything without it.....there are like 3 kinds Experian, Equifax, and the oother which i dont know...wat are thses things...._
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