Starting my own Business

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A little background before I start... I've been in the Computer Software Engineering business for over 14 years now. I've put in my dues, and recently had the "opportunity" (read: layoff) to consider starting my own business. Due to the fact that I am good in computers and read daily all the industry news sites, I think I have a pretty good feel for what the market is looking for, wanting, and hoping to achive. I think I have some great ideas on how to go ahead and start my business and some products. Of course, there is the age old question: where do I get up-front capital money? Do I raise it myself? Do I go into debt to do this? Do I continue to work full-time and put aside some money to start? I've had some revenue generating things happening since I've been out of work via Telecommuting. I'm starting to raise a little ground money and think I might be able to get this started soon. This source of income will also give me a few extra hundred $$ a week to put into this. Of course, my wife is worried and thinks I'm off my rocker. Comments, suggestions, ideas?