Should the government provide a pension or should people be responsible?

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World over there is a tendency for governments to put the responsibility for saving on the people. In the 60s and 70s, the politicians dreamt of a world where the old were taken care of by the government - even in the communist nations. Such dreams have not been realised, what with the general aging of the population in the developed world and the failure of communism. Now even governments in the less developed countries are beginning to shirk the (once promised) responsibility of taking care of people in their old age - case in point, India. What is your opinion? Should the government take care of old age pension and if not, do world governments not have a responsibility to atleast provide the financial education to enable people to take care of themselves in their old age?