I HATE insurance

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Man I Hate insurance, ANY type, be it house insurance, life insurance , car insurance or even medical ! IT's takes a HUGE chunk out of my salary ! Of rouse I'm sure the day I need it, I'll be glad to have it, after I go through the HELL of the paperwork associated with any inssurance ? If only you could DO every thing on the Internet, and not sit around phoning people all day !