Can your salary afford your family?

If your salary is not sufficient you can do: 1. Acquire more skills and look for better paid jobs 2. Do part time job besides regular 3. As you are doing now, do the internet earning in spare time. 4. If your wife is not employed, put her in some job where she has the skill. All these things go a long way to earn income and keep a tab on expenses. It is should be less than income.