Ligation?

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Nowadays, it's hard to have more than 2 children because of the poor economy we are experiencing in our country (Philippines) right now. I would like to ask suggestions/recommendations about birth control from you guys and from the doctors in the house. my husband and i have 2 kids already..right now we are applying the withdrawal/natural method..and here goes the problem. my hubby wants me to be ligated (Ligation means tying the fallopian tubes and stops the egg from traveling to the uterus from the ovary; it also prevents sperm from reaching the fallopian tube to fertilize an egg) already but it's not easy for me because im still young and afraid of the side effects. Anyone here who undergone ligation already? pls. share your experiences about the side effects of ligation. thanks in advance.