Are you a spender or a saver?

well, as a matter of fact, I am used to saving a bit of money I earn each month..i put money aside for bad days or for a big project...my parents did so and I was taught it is important to respect money and to pay attention to the amount of money you spend...We all used to spend a bit of money on charity, too because we don't have to forget people that are less lucky than we are...but if I had an enormous amount of money, I would surely make some of my dreams come true...even though I will put a bit of money aside,too..it is a good habit I think and I like working...I cannot imagine my life without my work...maybe I could have a private hospital where to work in a better way...well...sure...this would be a good idea

Both! Is that possible? :D I think it is.I spend when it's the spending season ,I mean, festivals,birthdays,weddings or sudden celebrations and then,there are times when I realise my investments are for the future.What if I need money tomorrow? and check myself from spending like there is no tomorrow.I wish it would have rained money.That way, no one would ever have to worry about running out of cash.

im in between... i save as much as i can.. and i spend to give myself too for all the hard work i do.

I do a bit of both. I love to shop especially as I like my gadgets but I'm generally more of a cautious shopper. I won't jump in and buy the first thing I see I like or the first deal I'm offered. I'm more inclined to shop around a bit and ensure I'm getting the best deal possible - either cheaper price or better specs for around the same price as elsewhere. I'm also a bargain shopper. If I see something on sale that I'd like or think someone else would like (birthday/christmas present etc) then I'd buy it at the time of seeing it on sale, even if it isn't budgeted for, as I'd rather get it then on sale, than have to buy it in a couple of weeks when it isn't. I'm also big on saving. I save a bit of each pay packet as you never know what could be lurking around the corner that will require money. I have a limit (only in my head) that I'll let my bank account balance fall to at any particular "regular" time, with the exception of course when you have those emergency situations or "special circumstances." Like at the moment I've got a pile of expenses all within a three week period - car insurance, car registration, housing rates and uni has just started so I'll be buying textbooks as well. I know that my account will drop below my limit over the next few weeks. When it drops below I'm just a lot more careful of what I buy until it is back past my limit. As my savings increase my limits increase accordingly.

Well I would invest 50% of my money and 50% in saving. My portfolio is more cautious as I'm not a risk taker. I dun like shopping so I will not spend on shopping spree.

I might spend some of it but I would definitely save and invest most of it. I used to be a spender, but I have realized that spending is an emotion that can only bring momentary happiness. Having money saved gives much more feelings of fulfillment.

I am a bit of both lol I would spend half and put half away for a rainy day! Theres been far too many rainy days here just lately, so my savings have shivelled away to next to nothing.

Unfortunately I am a spender. But out of experience I shoud save some of it in the bank. It really sucks to be out of money when your car breaks down , or you need a new refrigirator.

I think I would spend it on some things that we needed a couple of little luxuries and then bank the majority of it.