if I earn 25 cents a day here?

If you're really serious about making some money, aim for $1 a day here, and get a real job somewhere and compound that money instead! :)

I started fot the money too but I have made so many good friends here at My Lot that the money is just an added bonus , its like a dream come true to be paid for chatting xx

Factoring for the future value of an annuity at 12%: At $0.25 a day you get $91.25 a year 30 years - $22,021.36 40 years - $69,996.96 50 years - $219,000.00 At $1 a day you get $365.00 a year 30 years - $88,085.45 40 years - $279,987.85 50 years - $876,000.00 Now, be sure to take into consideration the time value of money. You have to discount these amounts based on the present values. Assuming a 4% rate of inflation, take the amounts by the following factors to get an idea of what that amount will actually be worth in today's dollars. 30 years - .308 - $6,782.58 ($0.25), $27,130.32 ($1) 40 years - .208 - $14,559.37 ($0.25), $58,237.47 ($1) 50 years - .141 - $30,879.00 ($0.25), $123,516.00 ($1) That's right, in 50 years $876K will be equivalent in purchasing power to what you can buy for $123K today. Better plan for it. (By the way, retiring on mylot proceeds is probably not the best plan!) But a fun exercise all the same. Draven the Respectful Atheist http://dravenwriter.blogspot.com

It would take a long time to do that considering the fact that to earn payout from mylot it will take a long time for you. If you want to build a retirement, or work that you can do on retirement I'd start early I have a few things going on that could help you reach your retirement all you have to do is become my friend, join and I'll teach you how to become self sustainable. take care Jon

why not try $ 1 a day? with posting pictures and responses you can earn that here. $ 30 a month or more for investment will give you enough for retirement if you are at least 30 yo. You can also choose to invest on sites and blogs that can earn you more. If you do this each month you will earn more than $ 50, which you can invest $ 30 on retirement and the rest for more ways of making money. I should stop now before I sound like money launderer hahaha but yes this scenario could work if you keep your eyes open for tips