DO believe in DESTINY??

Yes i do believe in DESTINY
as in GODFATHER it is also said That every man has one and only one destiny...

i guess we will never know (until we die?)

heres a scenario, a girl i once knew, she was the most intelligent, clever, beautiful, almost perfect person i have ever met and i learnt so much from her in the time i knew her. one day she was traveling home from a concert and a tree fell on the car she was traveling in, it was a compleatly freak acident, she was crushed to death, yet the 3 other people in the car were compleatly unharmed, the weather wasnt bad or anything. it was as though someone, or something had know she would be there at that time and it was the exact timing if she'd been there a second earlier or later then she would have survived. the question we have to ask was this compleate coincident? cos i find it hard to belive it was, and another question, had she had a near miss, how much longer would she have survived? would there have been something else waiting for her?
the next questions are, was it something good that took her life? cos they could see what she would turn out to be and it would be bad. or was it something evil? putting a stop to the wonderful things she would become? or did something have plans for her somewhere else? had she had her time? like she'd done her job, and that was to teach me, and others, so that we can compleate our purpose?
was it coincident? or was it meant to be? if so why?