How is it when the dependant or part time member of the household puts so much
By suspenseful
@suspenseful (40192)
Canada
February 22, 2008 9:25pm CST
of her money in charitable donations-I am thinking of when the husband makes most of the money and the wife does not make enough to qualify the home as a two income home _ that she takes maybe lets say ten percent of her income for charity, be it tithes for the Church, donations, et cetera, why is it that the refund comes into her husband's account? After all, she made the sacrifice. Does it not sound strange how the income tax figures things out this way? After all if the main money making member of the family's tax deductible donation comes to him, and now when his wife makes a donation, it still comes to him. They do not send a separate check to her, at least, not in Canada.
2 people like this
7 responses
@suspenseful (40192)
• Canada
23 Feb 08
I mean it would be wonderful if I could get a new printer with the refund instead of saving for one along with that laptop computer.
@suspenseful (40192)
• Canada
24 Feb 08
I got a 'free' printer along with my computer, one of those where the ink does not last that long, I think about five pages, the kind that is designed for people who write letters and extremely short stories. I want to get one of those new ones that have separate print cartridges for each color. Because to me it seems silly if all the blues are gone, there is still red, and you have to throw the cartridge away. I would also like a wide bed 4 in one printer since I am a singer and want to print my online sheet music.
@vanities (11395)
• Davao, Philippines
24 Feb 08
well i guess since she is not filing her own but her husband then it was presumed that the money she had came from her husband or the husband is filing joint income tax return thats why the name of the check was sent to his ..
@suspenseful (40192)
• Canada
21 Jun 08
Now that we have split our Canada pension, I get the money in my name. We are using this year's for fixing up the basement, and I do not know what will happen with what I get next year. My husband thinks we will not get much, either of us because he no longer works but is retired. I put a lot of money into charity, about ten percent or so, so that will help.
@suspenseful (40192)
• Canada
24 Feb 08
I make my own money, but not enough to file a separate return. So I guess according to the income tax people, my husband should be receiving my Canada Pension check and he should be writing on mylot, and all my bank accounts should be in his name.
1 person likes this
@winterose (39887)
• Canada
23 Feb 08
okay my boyfriend is an accountant and I know how to do income tax,
if she files a form she can get the refund back, but if she doesn't make enough money there is no refund and then nobody gets the refund,
but if her husband makes more than her he can get the refund so that the family still gets it and then give it back to her or not, what a family does with the refund is their business
1 person likes this
@suspenseful (40192)
• Canada
23 Feb 08
That would help. Most of our refunds went to paying credit card bills.
@slickcut (8140)
• United States
24 Feb 08
When you are married you are a team...If she gives to charity then is is also a benefit for both him and her..If they file taxes as a husband and wife( joint return) it should come in both of their names..He might just be filing tax under his name alone and just claiming her as a dependant,if so all checks will come back in his name and is also credited for her donations....Thats how it works in Texas..Here we can file as a joint tax or separate tax...
@suspenseful (40192)
• Canada
21 Jun 08
In Canada it is different. There you pay the same tax if you are married or not, but in Canada if there is one wage earning and the other one, usually the wife, does not work full time, but either stays home or works part time, the one wager earner pays more. So it is better that both work full time and not have as many kids and our family allowance which is equivalent to aid to dependent children got clawed back.
The government has allowed splitting of Canada Pension but is rather later for those whose wives had to work full time out of the home to get a better income and were unable to have as many children as they would have liked.
@heavenschild (4777)
• Canada
23 Feb 08
Well, it really doesn't bother me as Our Money is our money and so we do it to our greatest advantage and if that means my husband claiming all of our donations and our son as his dependent than I want him to do that so that we get the maximum refund!
Thanks so much for posting this :)
~Heavens~
1 person likes this
@suspenseful (40192)
• Canada
23 Feb 08
So does your husband influence what you do with the refund even though he wants your imput or do you say, "well dear we do need new furniture or to pay some of our bills?" and that is what you really want? The trouble is if both parties want something done that are equally important, that it is the husband's need that is more precedent.
1 person likes this
@suspenseful (40192)
• Canada
24 Feb 08
That is a good idea. I hope to have all our bills paid off before we get the refund.
1 person likes this
@heavenschild (4777)
• Canada
24 Feb 08
It's not like that with us....
My money is his and his is mine...We have one bank account and I can purchase whatever I want whenever.
As for the refund,we always make a mutual agreement of what the money will be used for...Last year we put it towards our Fifth Anniversary trip to Cuba...this year, I am not sure what we will do with it other than possibly putting it towards our debt.
~Heavens~
1 person likes this
@joyceshookery (2057)
• United States
23 Feb 08
It doesn't seem fair and maybe it isn't. Here's the deal in the US. You could file a separate tax return, but you wouldn't have enough income to qualify for itemizing your deductions. You'd get a standard deduction that would take into account all your tax deductible items.
If you filed separately, you'd get your own check, but you're probably better off filing a joint return and hopefully your husband is willing to part with an appropriate amount of money that you'd be happy with.
@suspenseful (40192)
• Canada
23 Feb 08
I do not make enough to file my own income tax, but even though we usually use the money for the house, my idea is to get a new set of kitchen knives, and maybe to buy a new printer, while my husband has different ideas.
@sophiasmom911 (1345)
• United States
23 Feb 08
I dont speak a lot of tax , but I agree with you that isnt very fair.
1 person likes this
@suspenseful (40192)
• Canada
24 Feb 08
I agree. I would rather buy something for the kitchen, but most of the money has gone to pay down our credit card bills.
