Credit Card Companies Cracking Down!!

I don't have good credit either, but I do have one card with a small limit that I use occasionally.

Many people may be in the same situation soon when the credit card companies make these changes. Their credit scores are going to take a dive, and if they're at their limit and the credit card company lowers their limit - they're immediately over their limit and that amount immediately due!

With the state of the economy and many losing their homes and having this kind of thing happening with their credit cards, many people are not going to be able to get credit. I also think that banks and lending institutions are going to be paying more attention to income to debt ratios rather than credit scores.