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Rent A Center! Do or Don't? email this discussion to a friend?

jayshouse (14)1 year ago

Has anyone used Rent A Center before? If so, what was your experience like? I know they have huge Rent to Own charges. But if your credit is bad and you want something now, it seems like the only alternative. I know I have paid them enough money myself. I think they are ok if you can pay the item off in 90 days, but if don't it just gets ridiculous. They say No Worry, but have you ever tried to get something fixed through them, it takes forever, and that is if they get it fixed, at least that is how it is where I live. Yeah or Nay for RAC, any other alternatives to purchasing things with bad credit. I am personally on the border, and yes I currently do have a rental agreement through them. Looking forward to your responses!

 
 
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tags:  rent a center, shopping, stores, trade you for it, rental agreement
 
1. myLot reputation of 97/100. ersmommy1 (10329)   1 year ago

I say don't. Most people cannot pay it in the 90 days. And that can in the long run double or triple the cost to you. I just cannot see where it is worth that. But if you have bad credit, as some do I guess choices are limited.

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2. myLot reputation of 98/100. peaceful (1827)   1 year ago

Try Free Cycle:

http://www.freecycle.org

I believe trading, bartering or simply asking for what you need is going to become the way to survive in this economy...

Unless you plan to get really, really wealthy!:)


jayshouse (14)  1 year ago

Thanks, I had never heard of them before. I have already checked them out and joined the local discussion group. Looks promising.

Thanks again!


myLot reputation of 67/100. gwoman2 (533)  1 year ago

Hey Peaceful, how you doing? Good I hope.
Thank you for that post and site...do you know how many poor people I can help through this site? A Lot!!
Thank you, thank you, thank you.
~G~


myLot reputation of 98/100. peaceful (1827)  1 year ago

More to come if you want to know about some others, gwowoman!:)


jayshouse (14)  1 year ago

Hey Peaceful!

I would be interested in those other sites you know about.
That would be a great help.

Thanks


myLot reputation of 98/100. peaceful (1827)  1 year ago

Here's a few:

http://www.prosper.com

http://www.modestneeds.org

http://www.brring.com

The above sites deal withe loans, assistance and fund raising for folks in with less that ideal financial profiles... Hope they are of use to you!:)

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3. myLot reputation of 96/100. homegrowntexasgirl (466)   1 year ago

I would say this is a big no no! If you can pay it off in 90 days you are better off saving up the money and checking out craigslist.org. It is nice to have new things but are they worth paying way more than double what they are worth. If I am in the market to replace furniture or appliances I check out my local section on craigslist. You can find nice stuff at a deep discount. Of course there are times when you can't wait, but if at all possible I would refrain from RAC.


jayshouse (14)  1 year ago

Thanks, I bookmarked craigslist, you I have heard of them before, but never really knew what they were for and never checked them out until now. Thnks!!

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4. myLot reputation of 67/100. gwoman2 (533)   1 year ago

Hi Jayshouse,
in reading all your responses I noticed that all in all RAC is a no, no...well I have to say, since I don't have the greatest credit or the funds to buy things outright I am all for RAC...they treat me like a queen and whatever I want is there immediately...our stores supervisor went as far as traveling himself to get me the living room set that I fell in love with at his store but it was used...I buy to own not to just rent...so far I have payed off a 42 inch tv, a bedroom set, and two computers, one desktop and a laptop...
I find that they will treat you nicely if you're on time with your payments...I pay them religiously every Saturday...now we have a queen size mattress, (my daughter) another laptop, (my oldest daughter) another tv and my living room furniture, which by the way is gorgous...everyone can lay down all the seats are recliners!!...it's all good though because we have what we want without the stress of going through credit reports and the like.
If they don't treat you right let me know what state and county you are in and I will check out the corporate office for you...they'll do something, believe me!!
~Stay cool, stay well and never, never stress~
~G~


jayshouse (14)  1 year ago

Thanks, I will keep that in mind the next time I need to get something fixed. It just seems they are anxious to sell but not service. Cheers!!

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