How many credit cards do you have? Doest it really help you?
By cecelgay
@cecelgay (563)
Philippines
August 13, 2008 10:36pm CST
Most of us now had more than 1 credit cards, doest it really help you?
How many credit cards do you have?
6 responses
@sona22 (1430)
• India
15 Aug 08
I have no Credit Card. All are debit Cards. I live in such a place where no banks offer Credit Card. Yes, I feel necessity of a Credit Card.
@kevsgirlalways (5883)
• Malaysia
14 Aug 08
i have 3 credit cards. i usually use only one each month, alternate between 2 credit cards. the other one i use it to buy petrol, to keep track of the fuel that my car uses.
@iskayz (5420)
• Philippines
14 Aug 08
Hi there!
I have 2 credit cards and I think they don't help me at all. Using credit cards only makes people wanna buy more without thinking too much before buying and then be sumberged in debt and interests.
I had an experienced like that. I always have the guts to buy though I don't have any cash for I can always use my credit card. Until the bills has grown enormouos and I cannot pay them in full every month. Worse the interests adds up and it really gave me a huge problem
. I was paying the bills for a year and had to stop using the card to have a zero balance. Now I'm debt free and is more careful in using my credit cards. I have learned from that experience.
Maybe if the interest on credit cards are low then it would be helpful.
Ciao!
I have 2 credit cards and I think they don't help me at all. Using credit cards only makes people wanna buy more without thinking too much before buying and then be sumberged in debt and interests.
I had an experienced like that. I always have the guts to buy though I don't have any cash for I can always use my credit card. Until the bills has grown enormouos and I cannot pay them in full every month. Worse the interests adds up and it really gave me a huge problem
. I was paying the bills for a year and had to stop using the card to have a zero balance. Now I'm debt free and is more careful in using my credit cards. I have learned from that experience.
Maybe if the interest on credit cards are low then it would be helpful.
Ciao!
@zeny_zion (1283)
• Philippines
14 Aug 08
i only used one credit card. i dont go for a lot. even some bank offered me. i dont need it. my credit card is enought. i only used it for emergeny and everytime i go out of the country.






