How many credit cards do you have? Doest it really help you?

@cecelgay (563)
Philippines
August 13, 2008 10:36pm CST
Most of us now had more than 1 credit cards, doest it really help you? How many credit cards do you have?
6 responses
@sona22 (1430)
• India
15 Aug 08
I have no Credit Card. All are debit Cards. I live in such a place where no banks offer Credit Card. Yes, I feel necessity of a Credit Card.
@cecelgay (563)
• Philippines
15 Aug 08
Almost all banks offer credit cards.. Even in our province who has 4 kinds of bank only one of them offer credit card, how come no one in your place?
@sona22 (1430)
• India
15 Aug 08
Yes, it is the irony. We have 7 banks and none is offering Credit Card. They are offering credit card for selected cities only. And obviously my city is not in the list.
@jnk3dfx (721)
• India
22 Aug 08
I have 7 of them, i am using those left and right. But i use deferent cards for deferent purpose, like online purchase i use one, for fuel i use one and for mothly i registered on of my card for online payment. And rest i use for shopping...
• Malaysia
14 Aug 08
i have 3 credit cards. i usually use only one each month, alternate between 2 credit cards. the other one i use it to buy petrol, to keep track of the fuel that my car uses.
@iskayz (5420)
• Philippines
14 Aug 08
Hi there! I have 2 credit cards and I think they don't help me at all. Using credit cards only makes people wanna buy more without thinking too much before buying and then be sumberged in debt and interests. I had an experienced like that. I always have the guts to buy though I don't have any cash for I can always use my credit card. Until the bills has grown enormouos and I cannot pay them in full every month. Worse the interests adds up and it really gave me a huge problem. I was paying the bills for a year and had to stop using the card to have a zero balance. Now I'm debt free and is more careful in using my credit cards. I have learned from that experience. Maybe if the interest on credit cards are low then it would be helpful. Ciao!
@zeny_zion (1283)
• Philippines
14 Aug 08
i only used one credit card. i dont go for a lot. even some bank offered me. i dont need it. my credit card is enought. i only used it for emergeny and everytime i go out of the country.
@glay22 (512)
• Philippines
14 Aug 08
I only have 1 credit card. I think having many credit cards will just push you to swipe and swipe more. That will mena thousands of debts and payables for you.. I'm satisfied with having one credit card