when i don't hit the pay-out, r my earnings gonna be transferred to next month's

Dont worry about your earnings at all. Every cent you make goes to your account. Just make sure you cross $10. For example, if you make $15 in a particular month, you will be eligible to get all of that money. Any money not paid for what so ever reason will be carried over to the next month. Dont worry about money here. you can trust mylot. Ive never been paid but I'm hearing form many people here that my lot is very trustworthy. Just concentrate on quality posts. Happy myloting :)

It is always carried over until the next month. You do not lose what you have earned. The only exception may be is when you are inactive for a bunch of months in a row. If that happens you may lose your earnings and your account deleted. As long as you are here occasionally you don't need to worry.