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Are you a spendthrift? email this discussion to a friend?

myLot reputation of 99/100. brisk123 (1306)   ranked 1 out of 6 in spending money1 year ago

As for me,I need to admit,as I am when it comes to shopping.Unless I put my money in some bank deposit.I cannot just stand cash in my hand,the next moment I will be in a shop looking for or buying stuff.It is not that I buy stuff for myself but I have this habit of getting stuff for other family members and I end up spending more than I should.I save money but when I buy things,I just cannot afford to stick to my budget.What about you?

 
 
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tags:  shopping, money, spendthrift, budgeting, controlling self
 
1. myLot reputation of 77/100. barbie84 (5361)   ranked 3 out of 6 in spending money   1 year ago

i am terrible with money, it burns a hole in my pocket, if i have got it i have to spend it, especially if i see a sale on somewhere i cannot resist buying even if i dont need the things i am buying


myLot reputation of 99/100. brisk123 (1306)   ranked 1 out of 6 in spending money  1 year ago

Understandable my friend.Nomatter how much I try to stick to my budget rule I end up buying stuff at the end of the day.I know,I should be more responsible when it comes to financial matters but I cannot help it.

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2. myLot reputation of 97/100. bubblyapple (1412)   ranked 2 out of 6 in spending money   1 year ago

I wouldn't say I am a spendthrift. However, I am a practical shopper. I don't buy things that I don't need. Also, I have a stong sense of self control when it comes to shopping. I could tell myself that not to buy something at that time because of this or that.


myLot reputation of 99/100. brisk123 (1306)   ranked 1 out of 6 in spending money  1 year ago

Good to hear that my friend,it is not like I buy unnecessary items but I end up also buying things that can wait and bought later.I try hard to get rid of this habit but it is difficult.The moment I have cash in hand and see some good stuff,I cannot resist and I end up buying them.This is also one of the reason why I prefer to keep less cash with me and no card please.Happy myLotting!


myLot reputation of 97/100. bubblyapple (1412)   ranked 2 out of 6 in spending money  1 year ago

i know it is hard....controlling myself was hard too at first....but when i get the hang of it, i am able to do it now without much effort...

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3. myLot reputation of 84/100. kenzie45230 (2467)   ranked 4 out of 6 in spending money   1 year ago

No, I'm definitely not a spendthrift. My dad was quite a cheapskate, although he would have said thrifty, I think. I learned to be frugal from him and from my mother, and thank goodness I did. When I was a single mom, I was able to support my son with only about $800 a month coming in (1997-2003). Our rent and utilities were $500 of that. And yet my son never knew we were poor. He very rarely was denied what he wanted for birthdays or Christmas, we ate out, and had a good computer and internet access, and a car that got us where we wanted to go. He had no idea how little we had comming in every month...not untill he reached adulthood, then he marveled at what we had with so little cash available.


myLot reputation of 99/100. brisk123 (1306)   ranked 1 out of 6 in spending money  1 year ago

Wow,you sure know how to handle budget!I must say, you are not only responsible person but good in handling your daily budget.Because unless,a person knows how to save money and plan his/her budget and expenses,this things cannot be afforded.Your son would have had miss out all the facilities and comforts if not for you.Thank you for sharing.


myLot reputation of 97/100. bubblyapple (1412)   ranked 2 out of 6 in spending money  1 year ago

i am amazed at how you are able to make both ends meet..... i guess, having a good budgeting strategy is one of your positive attributes....

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4. skatsquatch (11)   ranked 5 out of 6 in spending money   1 year ago

same with me! if i go somewhere i will just spend all of my money because i cant resist it, its like well i havr the money so why not just get it, then about two or three days later i am like what was i thinking buy this??? its a oeice of junk!!! lol(:


myLot reputation of 99/100. brisk123 (1306)   ranked 1 out of 6 in spending money  1 year ago

It happens with many of us.When we see something,we wanted to buy it so much and we will surely buy it and then we realized we shouldn't have bought it in the first place.Well,I guess,we should always make a list when we are out on our "shopping mission"..plan our budget,take only minimum required cash and shop.

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5. myLot reputation of 45/100. khatri_50 (230)   ranked 6 out of 6 in spending money   1 year ago

i am not spendthrift i buy the stuff when it is necessary .first of all i
prepare my list of necessities and buy according to the perferance.my all work of shopping is very planned.

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6. myLot reputation of 65/100. mahjonggg (1366)   1 year ago

I'm at the other end, Dear Brisk. I like sparing some money till I'll have some more reason to use it than just going into a shop and spend it. Sometimes I try out something new (it's rather a food like a brand of cheese) to check it. But I'm saving for the next generation, myself and my closer members of family. I never spend more what I have.
All the best,

Joe

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7. myLot reputation of 93/100. iyah10 (2981)   1 year ago

I absolutely agree with you in this matter and I think it is because i never try to or my parents did not even teach me on how do I have to handle my money properly unless it is my wife to keep for sure it would always worked for I let her handle everything in the house including my savings for our investment project......


myLot reputation of 99/100. brisk123 (1306)   ranked 1 out of 6 in spending money  1 year ago

My friend you sure are lucky.You have somebody special as your wife who is always there to help,support and guide you in your life.

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