you like to listen to earn online?

Hi, Plyjhu. Your observation is right about scam online programs. Indeed, it is estimated that well over 90% of online programs are scams. The rule of the thumb is: if it sounds too good, it can't be true! I have been scammed several times on the Net due to innocent trust. Now, I take my time, especially after reading an e-book, "Stop Being a Victim". If you are interested in the e-book, I can give you access to it free, though I paid $5 for it. I also wrote an article on Online Scams. I could give you the link to this as well. Happy new year in advance!