People who are or want to, start a new business in 2009  

Sure.
I have considerable experience dealing with financial institutions, banks, etc and with many of the laws and rules here in the U.S. regarding personal debts particularly credit card debt and the laws governing how debt collectors can operate. Given the very high level of credit card debt and ever increasing rates of default or late payment on those debts my plan is to offer my knowledge and assistance to people who find themselves with these difficulties.

Many people who fall behind on their credit card payments are under a high level of stress and often find it difficult and quite frustrating dealing with those creditors, especially collection agencies. Often collection agencies use unscrupulous and even illegal methods to collect debt and most consumers are not aware of the laws governing bill collectors or their own rights as consumers.

This is where I feel very confident that I can assist those individuals whether it is educating them on the best way to handle their credit card debts and even dealing with creditors on their behalf. This is something that can easily be tailored to the needs of individual clients.

Given the current economic climate in the United States, I will not face a lack of potential clients.

It's great that you are moving in the direction of taking better control of your finances and ultimately your life.

One of things I have read from some very successful people...and mind you, I DO NOT mean the Wall Streeters and others who have nearly buried our financial system while personally enriching themselves....I mean people who understand that running a business is about treating the client like they are the most important thing and treating their employees with respect and professionalism.

They emphasize 2 aspects over and over. First, focus on creating a business around what you already know how to do. Whether you've worked a job or you've been a housewife or stay-at-home mom or dad, you have skills. You are more likely to succeed in a new business doing something you already know how to do.
Second is to find a need that is not being filled...and fill it!

If you look at my comments to the previous poster, I explain what I plan to do. This is a variation on the kind of work I've been doing. I looked at the my skill sets looked at a need that could be served better than it currently is and that's how I came up with the ideal business opportunity for me at this time. I have others ideas as well and when you follow these suggestions you may find you have to choose one of several good ideas. I plan to pursue other options as well, most are complimentary to my original idea but 1 step at a time.

I wish you tremendous success in whatever business you pursue!

No doubt that it won't be long before they are back to their old ways. It's too profitable for them to resist. It's going to be up to people to take control of their own finances more than ever before.