Credit card is really handy, but I will pay cash so I have nothing to worry.

Tweet

The truth is credit card is really very handy especially when you are in need of something but your cash is not sufficient. Everytime I have something in my mind to buy I see to it that I have the exact money to buy and I still bring my credit card for use foe emergency puposes. I wanted to make my income more negotiable by finding some sale and freebies attached to anything but is essential to my daily usage.How about you people out there, how do you manage your finances?