A must for everyone.

No. No one can read all of them normally except we decide them to read all.In most of the sites, we need to have some lens to read these terms and they are that much of small letters. I think they are framing their terms to not to read .I used to read only about the payment processors, payment period and the minimum payout level and in some cases the terms about the referral earnings.In most of the sites I used to read only the FAQs.

I will admit that I do not always go through the guidelines per say, but I have gone through the don't's of this site and the do's as well. I guess it depends on the type of site as to how much or if I will read it. For any site though it is better to read and be informed. Sometimes the payment info is in the terms of service and not on the actual site. I think this is so that people will read the terms of service agreement.