I will not spend beyond my income this week!

If you can do it this way, it will insure that you won't spend more than you have: Cash your check and put away your credit cards. When your cash is gone, you're finished. Keep close track of the cash you have so you won't run out before you buy the things you really need.

And honestly... it would scare me to death to be spending beyond my income any time, but especially in this economy.

I know this can be a great challenge. Everytime you go to buy something ask yourself if you really need the item. Do you really need it or is it just something that you want.

also spend your money only on food (at the grocery store no fast food), gas, and any bills you have to pay. This will cut down on expenses in other places.

I hope you accomplish this goal for the week. good luck to you and your family.

best,
oscar6

The only suggestion I can make is to make a list and stick to it when going to the super. I tend to forget my list on the dining room table. That turns out to be a disaster as in those cases I always spend more than I should.
Luck and happy posting!

plan ahead with your meals and only shop accordingly. shop at sales. plan your trips in order to save gaz. visit your local library for books and movies. write a budget. there are lots of ideas.

if you just have your basic life you definitely will not spend a lot of money. your plan will work.

my husband and I always try to save money for travelling. to be fair it's my idea. I can't imagine how can you spend money more than your income. i just can guess you use credit card.

I can easily save money because I don't shop a lot. however it also means my life is boring. however my husband always has idea to spend.

Hi Shell,

I am appreciating that you have posted good discussion here in
order to learn the money saving method, which would helps to many
more mylotting community especially in this economic crisis. First
you have to make the list for the 2 weeks and put all together and
have the tick mark on most important things like food, clothes, gas,
housing, etc., and then choose other things which need to be considered
or not and also you must remember that all your expenses must be within
your entire salary of you and your husband.

Have great day.

Hi beaushell:

I think its a good idea for you. Trying to save up is important. You could make some sacrifices, like some stuff that arent really neccesary. Just mantain to the minimum. Make a list of this things, see how much you should spend on food, transportation, etc.