Being Young and Living with Financial Obligations

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I wrote this for a friend of mine who was complaining about his financial problems at home... I can't imagine what your family woes may be, but let me give you a testimony... I used to live in a one bedroom, hotel-like inn with my then friend now hubby and his friend. We had no food, and our fridge was bone dry. We would sometimes get locked out of our inn because we couldn't pay rent, which was do every week. The only person working was my friend-hubby. The only transportation we had was a gas guzzling expedition that reaked of gas fumes and had no back window or air condition and heat. Baby, it was bad, not to mention that where we stayed was located past the Airport and that we went to school way on the other side of the map to Bishop every day! How did I do it? I lived on hope and faith. Eventually, my man got a well paying job at Northrop Grumman starting at $17.50 an hour and we moved into a home, we were going out and having fun, and just "living it up" as they say. I thought we were good, that everything would be alright. I became pregnant again (to my dismay), and then after a year of employment, lost his good job. We are struggling to keep bills, rent, and car note paid. To add to the stresses we already have, we received a letter stating that my husband owes the IRS, and another letter stating that I have to go to court for a credit card bill from three years ago. And also, because I'm going to school, I have to try to budget out money that we don't have for childcare. What's my inspiration for remaining so positive despite all my troubles? My babies. I continue to keep a positive frame of mind and believe that this won't last long. I learned that the enemy wants us to concentrate our thoughts on things that will encourage depression, misery, and unhappiness. God already told us that He wouldn't put more on us than we can bear. I focus on that belief each and every day with a renewed hope everytime I wake up each morning. One can only live a day at a time, and if a person's problems involve finances such as bills and credit issues, just know that I used to be a collection agent (oh, the irony)and all they want is for a customer to be sensitive to their obligations and to negotiate with them on handling the account; at least let them know something. Don't stress because stress kills and shorten life span. Also it won't solve anything. This message was written from the opinion and experience of a human being. In other words, I'm just being real. I don't stress myself anymore because I learned to take on what I can and to be patient with the rest. I worked out deals with my creditors, letting them know my situation and that I intend on taking care of my debts by making small payments that I can afford. I can now see a light in the mist of all this darkness. Oh yeah, last thing, last thing, last thing,:D God is a jealous God naand becasuewe all belong to Him, whenever something else has our attention adn is keeping us from acknowledging Him, He responds by trying to get our attention one way or the other. I say this because I had once decided I would live a life without God.... and uh, it didn't quite work out. Artavia R.