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Why do people keep falling for financial scams email this discussion to a friend?

myLot reputation of 98/100. venshida (3442)   ranked 106 out of 7,104 in have discussion on day to day issues3 months ago

I was listening the radio this morning, and they said there is a online scam involving Walmart. It appears as if people are receiving emails stating they can do a survey and receive a gift certificate for $100.00. The first page is a survey, but the second part requires Social Security Numbers etc. Of course, Walmart did not issue the survey. It's just another scam. I cannot for the life of me understand why someone would be caught up with these types of scams. Is it that these people are dumb or greedy? Why do they keep falling for these scams?

 
 
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SantaPants (42) response was accepted on 10/14/2009.
denotes best response.
tags:  scam, money, scams, finances, walmart
 
1. myLot reputation of 91/100. laglen (3806)   ranked 388 out of 7,104 in have discussion on day to day issues   3 months ago

desperation. People are so desperate for help that they will try anything.


SantaPants (42)  3 months ago

I could imagine how someone that was close to bankruptcy would do it if they feel they have nothing to lose. Essentially if they're about to go bankrupt they will lose any debt obligations as a result of the scam anyway. This may be very true in the current work crisis where a lot of people are barely holding on.


myLot reputation of 98/100. venshida (3442)   ranked 106 out of 7,104 in have discussion on day to day issues  3 months ago

I guess, but I still don't understand why they are not getting its a scam. Why would someone want to give you their secret to riches for nothing.

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2. myLot reputation of 82/100. hiccup (6602)   ranked 785 out of 7,104 in have discussion on day to day issues   3 months ago

Just do not think, and the need for money is so important these days.

A few seconds of not thinking, and one can make a foolish move.

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myLot reputation of 98/100. venshida (3442)   ranked 106 out of 7,104 in have discussion on day to day issues  3 months ago

I guess so, but it happens so many times. I think people would have gotten it by now.

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3. myLot reputation of 91/100. manong05 (2930)   ranked 516 out of 7,104 in have discussion on day to day issues   3 months ago

People do take risks in their desire to earn. I don't think it's actually because of greed or stupidity. They take it as investments and just like any business undertakings, either you gain or lose.

I personally think, it doesn't take much time to analyze and study whatever knocks on our doors. Especially if the offer is too good to be true, chances are it is a scam. This has been proven over and over again, but still some unscrupulous websites are able to victimize people. Bad people can only fool us if we allow them to.

enjoy


SantaPants (42)  3 months ago

I think that's true. To be honest if anyone had no doubts something was true and say, for example, you won money you'd claim it even if your entirely selfless. Nice people can get scammed to and when some scams are very very well hidden it can catch the best people out. Although some people caught by scammer are the product of stupidity no doubt.


myLot reputation of 98/100. venshida (3442)   ranked 106 out of 7,104 in have discussion on day to day issues  3 months ago

Yes, if they are doing it to earn and understand risk is involve. They should not whine when they find out its a scam after all it's part of doing business.

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4. SantaPants (42)   3 months ago

It's hard to say. I still recieve endlesss emails asking me to have a job holding funds paying abroad and take 10% for myself (you will recieve a bad cheque that will bounce after you have passed the momey on as banks usually show the money available to you for a while) and lots of emails trying to get my bank account by telling me I've won how ever many millions on some lottery. If you've not entered anything there's no way you'll be winning that much! As i get so many it must work!

I think they'll be a mix of reasons why it still works, each person that falls for it may be for different mixes of reasons. Greed is probably one of them, stupidity definately. Also the personal may be new to the internet and not heard of these scams, they may be desperate and get caught up in the idea plus there may be a percentage of people who have mental conditions that do not allow them to think objectively.

I personally hate these scammers though, it's greed beyond greed. Maybe some have reasons like they can't think of any way to support their families, but for the most part I wouldn't care if the scammers suffered slow and amzingly painful deaths!

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5. myLot reputation of 98/100. amybrezik (1112)   ranked 2,220 out of 7,104 in have discussion on day to day issues   3 months ago

I think it is because everyone wants something for free. The idea of getting a gift card or free laptop etc, just for fillng out a survey is very appealing. I got hooked into things like that a while back, of course I didn't receive anything. I do think a lotof people hope "maybe this time it's not a scam" Although, if a survey asked for my SSN I would def. stop filling it out.


myLot reputation of 98/100. venshida (3442)   ranked 106 out of 7,104 in have discussion on day to day issues  3 months ago

My take is like yours, most people wants something for free.

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6. myLot reputation of 99/100. carolbee (6794)   ranked 249 out of 7,104 in have discussion on day to day issues   3 months ago

I think some of those scams are very deceiving. Don't really think it's a matter of being dumb or greedy but moreso desperate. I also don't trust sites that want me to complete surveys. I get started on a site that looks legit and before I know it they want all my personal information. I will not give out my social security to anyone online. I also don't give our main phone line out to any site online. Have another land line in the house that we use to connect to our burglar alarm so if someone calls it, there won't be any answer. Am doing 3 pay to click sites now that offer good amounts to click on sites but none wanted my social security number or home phone number. I am more than willing to work for what I earn so anything offered "free" runs me away.

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7. myLot reputation of 95/100. nrtan2000 (1027)   ranked 1,195 out of 7,104 in have discussion on day to day issues   3 months ago

I think its because scammers know how to take advantage of the situation and they know very well that during tough times more people would be more desperate to take risks just to earn something. There are actually lots of those scammers in the net and we always have to be careful not to fall for them. They actually just want easy money and after they get what they want they would try scamming more people and the cycle would just go on and on as long as they are not caught. Too bad we dont have laws against those who scam people online that is why scammers are not afraid even if they get caught cheating people online.

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