what kind of money skill do i need in the 21st century  

I think financial education is really important. I also think that the one major root cause of the current financial crisis / recession is the irresponsible sale (and purchase) of credit by people lacking in financial education.

Information costs are at their lowest point ever, so make use of the internet; forums, etc. can help you stay on top of rates and make sure that you're not ripped off.

I think the greatest challenge in the 21st century is to ensure that everyone gets fair and equal access to the economy.

The question : " WHAT KIND OF MONEY SKILLS DO I NEED IN THE 21ST CENTURY?"

Actually it's not a question of money skills. People now a days are thinking of money skills because of the Global Financial Crisis. I have one question, " In this world, is money really matters?" Ask ourselves , let's reflect for a while. Why do we have Global Financial Crises now? We are all pointing at each other, blaming each other for the mess. But who is to be blame? All of us..... At present we are living in a material world. People are fighting, killing each other for power and money.Maybe one solution is to Simplify our life. And we must go back to God. The question of spirituality. How spiritual are we. At present their is no balance in the world. Everyone wants power. So I think one solution is our reflection to our day to day life. Thank you...

I think financial management is key because you can earn money by doing different jobs but the trick is keeping that money and letting it grow with time.