Want to get rid of Credit cards?  

I am really happy that I wasn't tempted by my colleagues to have a credit card. They told me about the advantages but every time I hear about the credit cards, only the disadvantage would hit in my mind. I mean yeah, it is surely a great disadvantage since in my case, I would tend to go to the mall always..and what if I have found something in there?? I would surely buy those stuff and would swipe in my card and I would be in debt after.

Most of my colleagues have a credit card and every time the credit card company would call in our station, they would tend to ask us not to give the phone to them and tell them that they are on the next shift or make some other excuses. Well, I don't want that to happen to me and I am just glad I don't have it.

I don't really know how to get rid of it since I don't have my own experience. But if you have the money, you can just pay it all and make your card unusable.