credit norms of personel loan

Different banks have different norms and most of them would have the following norms: 1. Salaried persons: 3 years income tax returns + Salary slip where the salary is credited to the bank, and bank statement, address proof 2. Businessman: Proof of business, turnover of the business, 3 years income tax returns of the firm and individual, address proof, registration certificate of the business firm, Value Added Tax paid challan/returns, Schedules of instalment paid for other loans etc.