Tips to save money  

well take charge and record all your spending. you have any ideas?

The biggest one I have is eat at home whenever possible and try to make enough to provide leftovers for a couple of meals.
I can make a pot of spaghetti for under $5 and it will feed me for 3 days.

Eat all of your leftovers! If you make spaghetti tonight turn the leftover sauce into soup tomorrow.

Don't waste money on dry cleaning and things you can do yourself.

Use coupons and shop for deals. Two days ago I found yams on sale for 10 cents a pound. Can't beat that! Not in the mood for yams, but I am going to eat them and be happy!

Find recipes that are good, healthy, and call for few ingredients.

Simple. First list down yor daily expenditures.Then allocate 1/4 of the actual u spend on each item.Deposit the remaining in a bank becuase if it is easily accessible you would be tempted to get more.Slowly, weekly by weekly allocations should be reduce like from 1/4 to 1/3 and so on.You will till then realize where were yor useless expenses and allocate less to that item.

Keep it simple. Always think of the need and not the want; are there any alternatives? Keep track of your spending and eliminate unnecessary expenses.

Cut down on buying name brands(clothes and food), use products in moderation as a way to make them last longer(that could also cut down on the cost of electricity.)

Earn a lot.. or hope that someone leaves you a fortune

I'm an obsessesd savings shopper and here are a few practices I do to save and spend less on everything:

For Groceries:
I use coupons, yes i clip coupons and use them as soon as my local grocer holds a sale on a particular item that i have a coupon. the best thing about this is that my local grocery doubles the value of the coupons and i usually save about 40% off.

For clothes/shoes/wardrobe shopping:
I shop off season, i shop the spring/summer sales for use the following year and do the same thing for the fall/winter season. i only shop when my local stores hold at least 50% off their retail price. And I don't mind getting hand me downs specially from friends who like buying designer clothes just using them few times and they're done.

For utilities:
I do the basic savings here like turn-off any light/tv when not in use,. I use a glass when brushing teeth (i taught my kids to do the same too). I only use the dishwasher when it's full (i hand wash few dishes). I turn the temperature at 79 deg. during summer and 68 deg. during winter.

For Gas:
I schedule my errands and do everything in one day. I only go out of the house for errands 2 times a week.

Other Savings:
We never dine out, we buy take out foods twice a week. My husband brings lunch with him (something that I prepared).We rent dvds, videos in the library, rent books in the library, attend free shows & entertainment.

For paying bills, we use the internet and we save on stamps doing this. We monitor our expenses by logging everything in ms excel/money.

We only use rewards credit cards, something that gives us back a few $$ back for whatever amount we spent.

To date, we have achieved the following by using those savings tips.
-we have paid off our first car in year 2001
-we just paid off our minivan (december 2006)
-we slashed off 2 years our mortgage from 15 years and we plan to pay it off ny year 2010
-no credit card debt

There are still plenty of things I know and I'm sure there are still a lot from others. Hope this helps.

hello,The only 2 tips that I can give you are the follwing..
1- dont go out..
2-and if you do,dont take the kids..
it may seem a joke,but try having a coffee at home,instead of going out and having one,you ll sure save something..
And when you go shopping,dont take the kids.,mine are always hunger when we are shopping or they always remember that they need something..
Silly tips that at the end of the week you ll see the diference.
Good luck!!!

I love to save money!

I cut coupons and am always looking for a sale or discount. But, I'm not a cheap person. If there is a big item I need/want and I don't just go for the cheapest thing. I research and get the best for my money, even if that means spending more.
You should have seen all the research I did when buying a car. I wanted to make sure I wasn't wasting my money.

Off the top of my head here are some ways I like to save money.
- Like I said, I cut coupons. We get the Sunday paper and I always go through it and cut coupons for things I would normally buy. That's the key. Don't cut coupons for things that you wouldn't buy otherwise.

- If I know ahead of time what I'm going to be buying, I'll look online for coupons as well. There are certain sites where they have grocery coupons or you can go to the actual company's site and a lot of times they have coupons as well. For example, Gerber, Tylenol, and Afrin all have coupons on their site that you can print out.

- I read the ads in the Sunday paper and it something is on sale (that I needed anyway) I'll make sure to go to that store to buy it.

- If I'm buying things online I try to search for a coupon code for the store to use during check out. Also, for online purchases I try to go through quick rewards, ebates, or bigcrumbs. If you go through those sites first you get a % cash back. It really makes it worth it and they deposit it right into your paypal account. Here are the links:
Big Crumbs:
http://www.bigcrumbs.com/...
Quick Rewards:
http://www.quickrewards.n...
Ebates:
http://www.ebates.com/rf.do?id=31699060

- I like to go to freebee sites and get samples and stuff. On www.vickysdeals.com there are lots of links to samples and coupons.

- If we are going to leave the house, I turn the air up or down (depending on summer/winter)