do i need credit card to receive funds from paypal???

Youdon't need a credit card to set up an account with paypal, but you should definitely get a bank account if you don't have one already. You should move money out of your Paypal account as soon as its ready to be used. This way you avoid having all of your money tied up if there is a dispute with something you sell. Onlyleave enough moneyin paypal to cover any purchases you have already planned on. If you want a card, then get the paypal debit card. This way you can buyonother sites and you aren't paying interest on purchases. As far as agloco...its not even functioning yet, they don't give details on what is supposed to happen, at least I haven't seen any. I signed up months ago and last time I looked, their toolbar wasn't ready. Don't fall into those sites that want you to recruit people but don't have other ways you can make money...right now, agloco is just looking for referrals. The fact that they are taking referrals and making promises, but their toolbar isn't ready, means theymay change the parameters of their compensation plan, if they even have one. I am waiting to see if they actually get started before I suggest them to anyone.