Using your cellphone while driving

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My cousin got in a car accident a while back while she was on the phone with my mom trying to get directions to our house. My mom heard her scream, and then didn't hear anything afterwards. My mom quickly drove to the site where my cousin was, and my cousin was all shook up, but thankfully everyone was ok. In the following article it states: At any given moment, more than 10 million U.S. drivers are talking on handheld cell phones, according to the National Highway Traffic Safety Administration (NHTSA). Why is this a problem? Cell phones (also called wireless phones) are a known distraction, and the NHTSA has determined that driver inattention is a primary or contributing factor in as many as 25 percent of all police-reported traffic accidents. This doesn't include the thousands of accidents that aren't reported to the authorities. This has created an obvious concern about cell phone safety. Dozens of countries have banned the use of handheld phones while driving. In the U.S., New York, New Jersey, Washington, D.C. and many municipalities have fully outlawed in-vehicle handheld phone use. Dozens of states have banned cell phone use by minors and bus drivers. Here is the link if anyone would like to read the rest: http://www.edmunds.com/ownership/safety/articles/43812/article.html Do you use your cell phone while driving? And do you think it poses a risk to yourself and other drivers when you do use your cell phone? And do you think it's fair that it's been banned in some cities and countries?