apr

Tagged Discussions

Bank of America threaten to increase the Penalty APR

kingparker @kingparker (9673) • United States 16 Apr 11

Well, I thought Bank of America will be nice to me if I keep my payment on time. Now, they sent me this letter telling me that they won't increase the APR charge for current balance, but for future transaction, if I'll make a...

bank of america

1 response

How many credit cards are good to keep?

kingparker @kingparker (9673) • United States 8 Jul 10

When I was college, I apply 2 credit cards with low amount of credit limits. After I get out of college, I apply 2 extra more credit cards with a higher limits. There were some careless spending when I was younger, and now I...

5 responses

Do you join a credit union?

kingparker @kingparker (9673) • United States 23 Jun 10

I was planning to join a credit union to deposit some of my savings there. I heard that credit union serving better than those huge banks like Wachovia; bank of America; and Chase. Here is one question I am concerning about....

2 responses

Loan Protection Mis-Sold?

Leanna86 @Leanna86 (31) 7 Apr 10

I just wanted to tell you of my fortunate success! I took out a loan for £10k over 3 years ago, well actually my mother took it out for me as she had a lower APR rate and I was unaware she took out Payment protection for me...

payment protection

credit card issuers increase the APR rate in outrageous rate

kingparker @kingparker (9673) • United States 13 Feb 10

It is absolutely insane, and outrageous if you apply for a credit card with a APR rate of 75.9%. That is the highest rate I ever seen myself, and personally, I won't never apply for such a card. That is totally rip - off deal....

3 responses

Chase credit cards has pissed me off AGAIN!

moonlitmagikchild @moonlitmagikchild (22181) • United States 11 Jan 10

ok i got the credit card in 2001. then my credit went to hell but my apr stayed low.. by the time they started raising it my credit score was up into average/high and so i called to ask them to lower it and they said they check...

washington mutual

6 responses •

1 person

Save Money - Ask For A Lower APR

anotherxidentity @anotherxidentity (1434) • United States 2 Jul 09

I ended up getting a credit card as well as I turned 18 a few years ago through citicards because it was one of the easiest cards to get for a college student with no credit and I needed to start building it - especially if later...

5 responses

How many of you think CD accounts are a good way to save money?

theproperator @theproperator (2429) • United States 17 Mar 07

A CD (Certificate of Deposit) is a type of account you can open at a bank and put a fixed amount of money in for a certain length of time. You get a guarenteed intrest rate for that time. The bad part is that you can't take the...

certificate of deposit

certificate of deposit

3 responses •

1 person