overdraft

Tagged Discussions

Bank of America adopted a new policy on overdraft

kingparker @kingparker (9673) • United States 25 May 11

It is great to hear Bank Of America actually taking the customers' benefit into their consideration. With their new overdraft policy, they won't simply automatically let the transaction pass through even though the customer...

bank of america

2 responses •

1 person

Overdraft fee just big ripped off

kingparker @kingparker (9673) • United States 19 Jun 10

A friend of mine who previously work at the bank told me that, the cost of a customer over withdraw their balance only about $0.70 to $0.90 to the bank. But the bank would charge you for over $30 for the penalty? That is a huge...

1 response

Overdraft protection plan, do you need it?

kingparker @kingparker (9673) • United States 19 Jun 10

Recently, I received my banks solicitation letter about this overdraft protection plan. All it says that this plan will beneficial to me in case of I over withdraw the balance I suppose have, so they won't hit me with a big junk...

1 response

Bad behavior of those giant banks once again

kingparker @kingparker (9673) • United States 23 Feb 10

Have you heard the local news about the so - called "bad behavior" of those giant banks, they are there to rip you off instead of helping you as their loyal customers. The story is that those banks tell you that you actually have...

11 responses •

5 people

Totally Crossed Up: Ever Had This Happen?

Rozie37 @Rozie37 (15499) • Turkmenistan 20 Sep 07

On Friday, September 14th, I went to the market to deposit a check into my bank account. The check was a Renter's Rebate for $327.50. I used it to buy my winter clothes online. Anyway, I followed all of the ATM procedures to...

6 responses •

2 people

Just one more way.....

maildumpster @maildumpster (3815) • United States 30 Aug 07

that low income people get screwed. Bank overdraft fees. Lets face it they are designed to hurt "poor" people. Rich people don't have to worry about overdrawing their account. They also deny people overdraft protection ... and...

another way to shaft those who need money the most

over drawn account

rich getting richer and poor getting poorer

15 responses •

7 people

I am in shock...

mgmagana @mgmagana (3618) • United States 2 Aug 07

at this point i don't care who knows my business i need all the help i can get! okay, here's the deal... i am overdraft so much money! like 1100 dollars at this point, and if i spend 0 dollars on personal items for the next 2...

financial problems

2 responses •

1 person

Bank Overdraft Fees

princeworthy @princeworthy (1909) • United States 23 Feb 07

Okay I need to vent a little. I thought that I had more money in my account than I did and due to some purchases I made thinking the money was there I have inccured 5 overdraft fees at $34 a piece. This comes out to be $170! None...

8 responses •

5 people

High Bank Overdraft Fees

Dawn16 @Dawn16 (12) • United States 14 Dec 06

This discussion is about a pet peeve of mine. It's about the high fees that banks charge customers for returned checks. Nowdays, it's not unusual for some people to be charged $30.00 or more, for these transactions. The thing...

49 responses •

8 people