Have you experienced an earthquake or any other 'act of God'?

My home was one of eighty homes and businesses affected by some flash flooding a couple of years ago in a small town in Devon. I woke up to the whole of the ground floor being under water. My insurance company were fantastic, they sent out a man to access the damage and sent me a cheque to cover for books and bits and pieces lost and then sent a cheque direct to a carpeting firm for replacement carpets. My policy didn't increase the following year because of the claim though. I am really pleased that other than the guy who broke his pelvis in yesterdays earthquake that it was on material damage. Don't know where abouts in UK you are but in Devon we didn't experience anything but they did say on the news it was felt as far away as Isle of Wight and believe epicentre was in Lincolnshire. Ellie :D

I was in Chennai when the Tsunami struck and felt a small tremor that morning. Nothing major happened except that the glasses all shook. I also remember another small quake I felt a few years ago. Similarly it was a small quake and just shook some stuff

I've only experienced a couple of minor tremors as a youngster growing up in Sydney, on the east coast of Australia. Nothing to write home about, more of a shudder than anything else. Some people might hear their crockery rattle but no real damage was ever done.

I have not experienced losing anything of that importance due to an act of God. In fact, I slept through most of the earthquake and when we had that gail, when I was young, well I guess we could have picked up the garbage can or the tree that had been ripped up by its rooots was pretty old anyway. When the flood of the century came here a few years ago, we had some of our books that we stored down in the basement damaged, but most of it was retrievible and we did have insurance to cover things, had the furnace got damaged. I do think we all should have house or residential insurance, but in cases where it cannot be covered, like Acts of God, the government should bear responsiblity and help people out because well usually these Acts of God, God gives us warning = weather predictors, etc.

Wow, earthquake in England?? Who would have thought?? I never would have , that is for sure. I was raised in California, here in the states, and have experienced a ton of em. They were mostly like rollers, and lots of quick shaking afterwords. Flood damage is a concern, and I do think there are federal insursed policies that protect us here in the states. ?? However it is not free, I believe that it is a pay as you go thing , just like all frederally insured policies. Good luck to you and I hope you do not experience any more of these. I moved to Washington state to get out of earthquake alley.

I had myriad reasons for leaving Los Angeles California, but that was one of the main ones. One day I had left my 9 yr old daughter in charge of my year old son while I shot down to the factory to pick up a load of jewelery making supplies. While I was gone a big earthquake hit. I think it was 6 or 7 on the Rictor Scale. My kids in their terror went down and sat beside the swimming pool that had big electrical lines running right near it. I didn't stay in that town longer than a couple of months after that. I had been carrying on a raging love affair with Hollywood for 20 years but it was finally over. I figured California was headed to the bottom of the sea, and I didn't care to follow it there. My sister didn't join me on the East coast until many years later when she had her house and possessions destroyed by the next big earthquake. I don't know which is worse though... living in a place that you love that is full of peril, or wandering homeless across the face of the planet looking for another place you like better. I haven't found that place yet. I don't think it exists in the Americas. I would like to check out Wales.

Ah yes, I remember the 08 quake.........I was fast asleep in bed with my partner next to me and our son was fast off in his bedroom. I didn't hear anything to start with, it was the bedroom moving and shaking that woke me up, my partner was already awake and asked me if I was ok, then I asked him if he was ok, he said he was, then I said, 'what is that?', he told me not to worry as it was just an earthquake and I promptly went back to sleep. See, not a lot bothers me! ;) There was no damage done to our house or anywhere in town, except that some scaffolding fell down, as far as I know no-one got hurt round here, so that's good.

It was around 1 and a half year back that i experienced an earthquake.. U would have heard about the Tsunami.. I was lucky not to experience it since i live in the nothern part of India.. But i did experience an earthquake.. I was in my college hostel that time. I just came out of the bathroom that time and as i entered my room and looked to my roommate sitting on the chair i could find something wrong.. Either he was shivering or i was flickering.. Then we both realized that its a natural calamity.. It was the first time i experienced an earthquake..though it was not severe..hardly 5 point something on a richter scale..But i could find the whole hostel shivering with its effect..

I have had a few "acts of God" I have been around a few tornadoes whenever they were pretty close to where i was staying..to the point where some times you could see them coming out of the clouds and a few miles from where I was some have touched down before..so that is about as close as I have came..and that is plenty close enough for me...

Yes i have experienced an earthquake.i was inthe house watching tv then i felt the ground shaking.then i went to the kitchen the vessels that was hanging was moving like a pendulum clock.i immediately ran out of the house.but there were no damages and everyone was safe.

I have experience earthquakes...not big ones. I was born during a Blizzard. The worst "Act of God" which I prefer to call and act of nature, was about 6 years ago when some freak wind blew through my neighborhood and knocked a huge oak tree onto my house. Fortunately, a branch bent and bounced the tree off and away from my house so that we only sustained a baseball sized hole in my roof and another tennis ball size hole in the side of my house. The fences between mine and my neighbors property were a different story though. They had to be rebuilt on that side. But, because it was considered and "Act of God" (Or Nature) my insurance covered it. If that branch hadn't bounced it off and away from my house, it might have decapitate me and my hubby because it would have landed on our sleeping heads if the roof didn't stop it first. But, I am pretty sure that if it didn't land on our heads, falling chunks of roof and ceiling would have fallen on us and who knows what would have happened there. At the very least, severe brain injuries among other things.

Well .. Myself personally, I would have to say no. I have not faced any GREAT natural disaster. The worst things around here would be big snow storms and sometimes the occasional flood. I live in Ontario, Canada by the way. A few years ago, about 2 hours away in Peterborough, Ontario .. There was a HUGE flood and there was millions in damage done there. In the mid 1980's there was a hurricane or a tornado that hit Barrie which is 30 minutes away from where I live. It did around 1 or 2 million in damage and I believe it killed a few people. Tornado's and hurricanes are very quite rare in this part of Canada. I think in Canada in general, we do not receive that many natural disasters. Though in some parts we DO get earthquakes like I think on the west coast in and around Vancouver, BC etc. My heart goes out to those in the UK! Good luck with things over there! :)