Would you help someone in debt?

United States
March 11, 2008 10:21am CST
I love the idea of a "family community" where everyone helps everyone else. I was just curious how many other people are fond of this idea as well? When I say "debt" I'm not talking about people who are frivolous with their spending and don't know when to stop. I'm more addressing "debt" as in a house mortgage or college loans. How many of you would be willing to help someone get out of college debt and purchase their first house if it was a community effort? Why or why wouldn't you?
2 people like this
11 responses
@lecanis (16664)
• Murfreesboro, Tennessee
11 Mar 08
If I had enough money to even do those things myself, I'd be all over such an opportunity. I'm currently drowning in medical debt myself, and don't even own a home, so I don't have a lot to help someone else with. However, even when I don't have a lot, I tend to give to charities and such, so this would just be another way of doing that for me. I really wish there were more such initiatives, where people helped each other out this way. I could really use some help myself right now, and I'd be more than willing to give back once I was able.
• United States
11 Mar 08
I know what you mean. I wish there was some way to start like an online "debt free community" thing or something. It would be nice. As you have said I dont have much money but I'd be willing to help with what I could. It'd be great to have people help me out with all this school debt I'll be carrying around for 20 or so years.
@vanities (11401)
• Davao, Philippines
12 Mar 08
i guess im willing to be of help if the concerned was worth helping for...and of course if im financially well off..why not..its really good to help people it kind of give you a light feeling or i dont know how i describe it ..i guess a happy feeling..
• China
12 Mar 08
The answer for me is absolutely YES! I will helop those to get out school loan! WHY NOT? To tell the truth, I am just the person you are talking about! When I was in college, I could not afford the tuition fee. I spend my college life with the small amount scholarship and the little earning from part-time job during weekends or holiday! During the 4-year college life, I did not buy a new shirt or coat for myself! My friends or roomates gave me the clothes that they did not wear any more! However, I still could not escape form the problem that I could not pay for the entire tuition.That meant that I would not be graduated unless I paid back the whole fee. And then, they, my true friends, come out and gathered the enough money for me.I was moved and could forget it in my whole life! Now I have been working for half and one year. I am still striving for my life and struggling with the difficulties, but when i meet someone who has the determination for better life but needs help at moment, only if I could , I do will!
• India
12 Mar 08
I like the concept of " family community" but never been in one . But for a community like this to be success you need the trust and commitment of all the members .Here, where i live these type of communities where there in a informal way . Members of a family would definetely give a helping hand to those in distress . But those were the days when joint family was prevalent . Now, as the family setup is becoming a nucleus one, the interest in such communities is waning out . Personally i will definetely help in debt, but i would weight the reasons for the debacle and give my best advice . with regards www.chocolatesavy.com
• Philippines
12 Mar 08
Hello CherBear04 :) I would. House purchase or college loans for me are 'responsible debts'. I'd like to help if I can. But for consumer items, like people would get debts during christmas so they can give away, I don't approve of that.
@Mamagee (392)
• Malaysia
12 Mar 08
If I have an effort, I'll try to help my parent to pay my brother or sister college. Who will help me to pay for my house loans? I'm not going to ask from my family members help acept one person. Of cause the only person is my husband. lol
@fossesor (268)
• Philippines
12 Mar 08
It depends. If I had something to help them, why not. But first I had to balance every situation. If I'm on the "need" situation, I can't help people but in a simple way only.
@gemini_rose (16192)
12 Mar 08
I am not sure to be honest with you, I guess it would depend on how close I am to others in the community, and how finacially secure I was myself. Because family comes first all the time, and to be honest with you, if it was helping out others in the community I live in at the moment then that would have to be a definate no because its not a brilliant community.
@tutul0045 (2630)
• India
11 Mar 08
Hi there, well i have helped few of my friends when they were in need of money. I remember once my friend met with an accident and his bike was dented he asked me for some money to get it done. I helped with some contributions. Then few months back one of my friend was not in a good financial position and he needed some monty. I helped with whatever i had that time. I wish i could have given him some more. I always believe that money should not be a criteria in friendship. I will help my friends in any situation if the problem is genuine. Cheers, Tutul
@daeckardt (6244)
• United States
11 Mar 08
I have done this way too often!!! I don't feel like I can let people lose everything if I stand by and do nothing. More than once, I gave money to family members who were having difficulty. I just don't know how to say no and it hurts. I need to learn how to do that for my own sanity.
@teison2 (5924)
• Norway
11 Mar 08
I would. I think that a comunity spirit or solidarity provides security. If I am able to help others I in turn would be helped if I needed it.