Do you have seperate bank accounts? One of my favorite questions for married

United States
April 3, 2008 8:24pm CST
couples concerns how they handle finances. My wife and I have always had a joint account, but most of our friends and coworkers have seperate accounts? For you other couples out there, how do you handle it? For those of you who aren't married, how do you think you'd like to do it?
5 responses
@nicholejade (2430)
• Canada
4 Apr 08
One thing in a relationship you never know what is going to happen. You could be in a bad relationship with the person. Things like this happen everyday. I am engaged my fiance and I share a bank account but we also have our own seperate accounts. Everyone in a marriage should have their own account. I have seen first hand how marriages are destroyed and with people who share a bank account end up with nothing. It is not worth that in this day and age.
@plumwish07 (4059)
• Indonesia
4 Apr 08
since both of us works in different company, so we have different account cause our company transferred our salary into our each bank account. so far we don't have joint account cause our salary mostly just flown away after we revceived in from our company but i try my best to have some saving for our futures and for this purpose i join with saving planning which mean my account would automatically credited in some amount for certain times. if i don't do those kind thing, our household would never able to save anything since everything getting highy priced now
• Australia
4 Apr 08
My husband and I have separate bank accounts. We just kept the accounts we had before we got married. We didn't see a need to cancel our old accounts and open a new joint one. It's too much hassle as we have set up direct debits and our bills are automatically paid from our bank accounts.
@stephcjh (32327)
• United States
4 Apr 08
My husband and I have always had a joint account also. We always put all of our money together and he lets me handle all of the finances. He told me he could not keep it straight in his previous marriage because his ex would spend and not write in in, etcetera. I know of alot of people who do not put their money together. I think we get fursther with our finances by putting it all together and paying for things or buying new things.
• United States
4 Apr 08
That;s an interesting question! I wonder how many couples have separate accounts.... I think that it's becoming more and more common to have separate accounts because people, no matter how in love or trustworthy, like to have that security. I think that the responsible, divorce-could-happen-to-me/us part of the brain probably tells them, "you know what, I love them, but I do need this for myself....it's not because I don't trust and love them, but it just gives me that security that I had before we got married, so I think we should just keep it like that! It worked before, no sense changing things now!" That's just how I imagine that that thought process goes ;)