Are You Making Ends Meet?

@sunkissed (4331)
United States
April 22, 2008 5:23pm CST
Well it is very hard for me just to make ends meet from day to day. I live on a fixed income. One check a month. Seems there is not enough money at the end of the month.Everything is going up, but my paycheck.Gas are going through the rouf, food prices are out of sight.Is it hard for you to make ends meet?
7 people like this
23 responses
@Sonadora (356)
• United States
23 Apr 08
I think everyone is going through the same thing right about now. Not only are gas prices out of control, but food prices have been on the rise, too. I don't see how anyone makes it. I also have a very hard time making ends meet. Most of the time they don't. I have to decide which bills to pay on time, which to pay late, and which ones I'm not going to pay at all. With everything but income increasing, it just makes you wonder how much more a person can handle.
3 people like this
@sunkissed (4331)
• United States
23 Apr 08
Yes, I am always robing peter to pay paul. It is very sad. I do not know how much more we can handle either.
1 person likes this
• India
22 Apr 08
Perhaps you need a change of job. I do not allow my expenses to control my life. I just go out there and spend on what ever i want. It might sound like i have a high paying job. Trust me, am in a similar situation just like you. At the same time, for the amount of effort that i invest in my job, i always feel deserved to be better paid. So, try changing job and live life to the fullest.
3 people like this
@sunkissed (4331)
• United States
22 Apr 08
I do not have a job!! I am disabled.I can not work, if I could I would be able to make ends meet. I am on social security disability.What you say is fine if you are healty and can work but i can not do that. God Bless.
• United States
22 Apr 08
My mom has fibromyalgia, and was disabled for almost 8 yrs, before she could start to work again, and she went through the same things you speak of. It was terribly hard on her, and me to see her suffer like that. As for my family, we are doing ok. We do not have hardly any extra spending money, maybe 40 dollars a month, but we are able to pay our bills and buy food. But it is getting harder and harder. Every time I go grocery shopping, the prices have gone up, not to mention the gas. Now I am a nurse, and I work only 6 days a month, so I could work more, to bring home more money, but I homeschool my children and do not really want to do that. We have friends that are still quite well off, and we have friends who are struggling, so it is a broad spectrum here in Florida.
@sunkissed (4331)
• United States
22 Apr 08
Well I am glad your mother was able to go back to work, I do not wish this on anyone. I am also glad you and your family are doing o.k. and you could work more if needed.
@lingli_78 (12841)
• Australia
23 Apr 08
yes, it is harder to make ends meet nowadays... especially if you have a mortgage and car loan as well on top of everything... but i just have to be optimistic and hope everything for the best... so far, me and my hubby are managing alright... fortunately, i will have a payrise next month and my hubby will have his in july... it will help a lot for us...
2 people like this
@sunkissed (4331)
• United States
24 Apr 08
Well good for you all. I am glad you are doing o.k. Congra. on the raises..
@xvandyx (121)
• United States
23 Apr 08
Yes we are. My husband is the only one that works, leaving me home with our only son. It's hard because everything is going up, from RENT to gas, to food and entertainment. I could work, I just recently resigned my job, but we only have one vehicle making it VERY hard. Not to mention, daycare would probably cost more than I make. Sad but true.
@sunkissed (4331)
• United States
24 Apr 08
Yes, daycare is so high it would probally not be worth you working.
@cher913 (25865)
• Canada
23 Apr 08
yup, you are right, everything seems to be going up except our paychecks! i do most of clothes shopping at thrift stores (unless its a real good sale in retail), we buy our meat from a butcher, we get our movies from the library, we try and limit our trips...hubby and i both only work part time, so we are pretty fixed too!
2 people like this
@sunkissed (4331)
• United States
24 Apr 08
Yea, that would be hard. I too go to the thrift stors,dollar stores freight damage stores.Etc.
@paid2write (5202)
23 Apr 08
I have to live on as little as possible and spend money only on what is necessary to me. I am earning some money but not enough for me to live on. I have money in a savings account but it is worth less as the cost of living rises. I can see how anyone on a fixed income is now less well off now than they have been because prices are rising.
@sunkissed (4331)
• United States
23 Apr 08
I am glad you have a saving, I do not even have one, mine was gone years ago.Yes,living on a fixed income is real bad
1 person likes this
@shymurl (2767)
• United States
22 Apr 08
Yes it is hard to make ends meet. My husband is the only one working at the moment. And with three kids, always needing something, gas, and food prices. Whew!! you ain't kidding its out of sight.
2 people like this
@sunkissed (4331)
• United States
22 Apr 08
WoW, with three kids it would be rough, they are always needing something.
• United States
22 Apr 08
We make enough to pay for our basics but still, with my grandparents being retired and only one person actually working, it's still difficult to pay bills (which desparately need to be paid) we still have food on the table and still can do some minimal fun things, even though we probably shouldn't. It would be nice if things were a lot easier though.
2 people like this
@sunkissed (4331)
• United States
22 Apr 08
Well I think it could be easier fora lot of us.
@disvachic (10120)
• United States
22 Apr 08
I definitely can relate.Its hard for me at times.Single mother of three.I recieve only one childsupport check and thats for one child.I do have a full time job but its still hard for me.Thats why I am working on starting a cleaning biz and get looking into a part time job.
1 person likes this
@sunkissed (4331)
• United States
22 Apr 08
Yes,a single mother of three would really know what struggling was all about.Good luck with that cleaning business,my friend!!
1 person likes this
@disvachic (10120)
• United States
22 Apr 08
thanks so much
@34momma (13893)
• United States
24 Apr 08
I live in abundance. I don't think in terms of not enough. I am not saying that i have millions of dollars, cause i don't. what i am saying is i don't think in terms of not enough. because when you do then you will always have not enough.
@sunkissed (4331)
• United States
24 Apr 08
Thank you for your response.
@Hatley (164259)
• Garden Grove, California
23 Apr 08
sunkissed it seems a lotof us are in the same boat. I too live on my scocial security check which is not all that big and I have alot of month left and little money most of the time. This in spite of the fact that my son does pay the rent and the utilities for us. I buy my own food,clothes and medications and lately it seems as if by the time I buy food and pay for my prescriptions there is not much left for anything else. I make maybe thirty or forty dollars more each months from my surveys and of course I have a second payoff coming in may from Mylot so that all does help.
@sunkissed (4331)
• United States
24 Apr 08
Well you do know how it is. Glad your son is helping you out..
23 Apr 08
My partner is on a low income and I am unemployed but get no unemployment benefits. We find it very hard to manage our finances these days and have to scrimp and save just to pay the bills. With prices rising every day now, it is getting more and more difficult to manage
1 person likes this
@sunkissed (4331)
• United States
23 Apr 08
Yes, I can see it would be hard for you too also.
@mikeysmom (2091)
• United States
23 Apr 08
we are barely making it. my husband owns his own business and business is slow. i babysit, do online surveys and product testing from home so i can be here for our young son both before and after school and we still are not making it. there has to be a better way. our credit cards are out of control because we never have money for car repairs or house repairs and school clothes for our son. it is very frustrating and very worrisome for me. i came back to mylot recently so i can have another source of additional income even if it only helps with $10 of gas here and there it is still better than nothing. i also enjoy posting here and find it cathartic in a way.
1 person likes this
@sunkissed (4331)
• United States
23 Apr 08
Yes,there has to be a better way, but I can not find it.I am living off my credid cars as well, as you said something is always going wrong.Mylot is a little spending money, but I need more.
@Ldyjarhead (10157)
• United States
23 Apr 08
I think a lot of us are in the same position that you are. I'm able to pay the bills and keep food on the table, but I have some old credit card debt that I'm trying to get paid down and it's tough. I pay more than the minimum as much as I can and have been doing pretty well with it, but there's always something that comes up to where I can't pay as much as I'd like to. We're on a fixed income here too. myLot helps with groceries!
1 person likes this
@sunkissed (4331)
• United States
23 Apr 08
I know so many people are in this possision, glad you are doing fairly well
• India
23 Apr 08
same here Sunkissed. Both hubby and me are working our pants off day in day out even then we cant afford a weekend holiday and its been like this for quite a few years now. something or the other just crops up and our savings are back to zero. And with no savings and things becoming dearer by the day, holidays take second priority. I am not happy with the situation at all. Ideally I would have liked to give up my job and stay with my child, who at 9 yrs, needs me most. My hubby is trying his best, but somehow his income is just not enough for all three of us and I don’t want to put extra burden on him (I mean you hear of so many stress-related deaths these days). I have tried some home-based earning sites but here in India, such sites are not yet a big attraction. And then this inflation! Statistics apart, I can really feel the pinch in the prices of rice, pulses and cooking oil – all three staple food of ours. Its really hitting us where it hurts the most. the saddest part is that we loved dining out once or twice a month – just the three of us. Looks like we would have to give it up altogether. The little savings from grocery bills that could pay for the cinema and some unexpected shopping, are no longer accumulating like they used to. It seems this is a global problem. Have you any idea when this is going to end?
1 person likes this
@sunkissed (4331)
• United States
23 Apr 08
Sorry this is affecting you all like this too. But to answer your question, i think it will only get worse before it gets better..It is a global problem,People are not getting anymore on their pay checks but the cost of living is going up so much.I really think we are in a depression.I do not know what we can do about it.People are getting real bitter, and depressed because of this.
@Esoteric1 (866)
• Canada
23 Apr 08
Yeah I find it very difficult to make ends meet. There is always something popping up that needs financial attention and food has gone up ridiculously in the past couple of years. We don't have much here food, tv, Internet, phone and we have a few checks coming in every month but it never seems to be enough. We always fall behind on one bill or another, Except for the rent that is always paid.
1 person likes this
@sunkissed (4331)
• United States
23 Apr 08
Well it seems times are getting harder for so many of us.Hang in there.
• United States
23 Apr 08
I'm 45 and disabled. I had a stoke 2 years ago. I can't work. It took me 2 years to get my SSI. It's not enough to live on. I have to live with my 85 year old mom. She hates to have to help me financially. She's not very understanding. I'm divorced and I didn't have a saving or retirement. My mother is wheel off and it's not a berdon for her to let me live with her. I pay my own way. It first I could but I do now and she needed my help around the house so we help each other. I never have enough money to go out to the movies or buy clothes or a Starbucks coffee though. Thing are so bad here in our town a restaurant that was in business for 48 years closed it's doors. People can't afford to buy food either. I hear people saying, "it's food or gas".
@sunkissed (4331)
• United States
23 Apr 08
I can relate to you. I was 34 when I became disabled and could no longer work. I went from making $24,000 a year to $650 a month. It was very hard on me.I too was divorced.I am on socical security disability.It took me 7 year to get my disability.I am lucky i live by myself, but it is very hard trying to make it.I am glad that you have a place to stay.I know your mon may not like helping you, but at least you do have a income.Yes,things are closing everywhere.prices are way to high.Now days it is food or gas or medicine!!
@tholitz (1127)
• Philippines
23 Apr 08
With God's grace, my family could still meet our everyday needs. Almost everything are getting higher nowadays. Here in my country, the price of gasoline, rice and flour are increasing every week, affecting the prices of other basic commodities. But to really support our substantial needs, we do some sacrifices particularly in our everyday lifestyles, such as buying branded clothes, weekly malling and other stuff like that.
1 person likes this
@sunkissed (4331)
• United States
23 Apr 08
Thanks, Yes I think most of us are doing alot of sacrificing now days.
• United States
23 Apr 08
I am living on a fixed income as well. I have to wait to the first for my check. SSI boy am i doing the best with what I have. The best part is the past few weeks I have been selling purses. This has made each day better to manage. My ex is making it a point to give me money every week when he can. $180.00 this week was pretty good. Then $50.00 for my daughter to stretch for the week. Then her baby sitting she made $20.00 that day. The hardest part is me needing to save to move out. $1350.00 just for the security deposit. Over all we have started to buy less meat and that is fine with us. I have been adding money to my bank and have not touched it to look inside at all.
1 person likes this
@sunkissed (4331)
• United States
23 Apr 08
Well good luck with your move. Good thing you can sell those purses, and that your ex is helping you. it is very hard to do anything on ssi.