Heads up, this will affect you eventually

@Carolyn63 (1403)
United States
May 29, 2008 12:15pm CST
Due to health issues, we found it neccessary to look into placing my mother in law in a full time care facility. The social worker at the hospital was looking into nursing homes. They actually expected you to have reciepts for every penny spent out over the last 5 years! Without that, they wanted a minimum of $30,000 just to get her into a nursing home. Yes, you need to keep records for everything. They even held it against her that she sold her house for less than valued. Ummm, she was trying to help her daughter out and sell it to her! Fortunately, we found an assisted living facility which is great. They have acitivities, she will have her own room, and her doctor works at the facility. Bonus, bonus, bonus! I'm telling you this because some day you may have a family member that needs assistance. We didn't know they wanted so much info and reciepts. We learned the hard way. I hope this saves you a lot of aggravation down the road.
3 responses
@jairgirl (2877)
• United States
29 May 08
hello carolyn, nice to hear from you again and thanks a lot for the heads up. i always keep whatever receipts we have but throw the not so important one at the end of the year BUT since you mentioned it i will try to make sure that i will do that. i am not sure if we will do that in the future but my mom might mom with us next year or so. she will come visit us by october and see if she will like our place and then decide if she will be here permanently i doubt that she will like to be put on a nursing home coz we prefer that we take care of her coz she just by herself now. anyway, i cant believe that you have to pay 30K wow that is a lot of money how can they expect a retired person having such amount of money nor his/her family when the economy right now is really bad, strange! i didnt know much about that and now i have to think about it and plan for future, i cannot expect my future kid to take care of me like the way i would want to take care of my mom and my parent-in-law, oh well. thanks again and appreciate the news. hope all is well. takecare ps what is the reason behind them wanting all the receipts over the last 5 years of expenditures? my husband ask me and i said i dunno LOL thanks
@Carolyn63 (1403)
• United States
30 May 08
Hi Sweetie, This is why I have been so quiet. We have been worried about Mom. See, she had suddenly begun complaining about people bothering her when no one was around to bother her. It escalated quickly to where she wasn't sleeping and had her grand kids terrified that someone was trying to peek in windows and break into the house. She is doing much better now, but my sister in law has to think about her children too. Mother needs to be where she can be monitored at all times, with her meds, with her diet, and now, with what they are saying is dementia. Nursing homes want collateral. That's what it boils down to. Often, they want you to sign over the patients property. Well, she doesn't have property anymore, hence, they want the large sum of money. The reciepts, they want to know what is going out on her meds, what bills are being paid, basically how much money they can pinch from her. Barry and I have a small house, lots of animals, and we can't stay home with her. She fell once at my sister in laws and she doesn't have animals to trip over. Her other daughter, well, we won't go there. She is part of the reason Mom doesn't have the full value of the house. Mom will have people to talk to. Things to do. Her own room. She will have more of a life than sitting at the house staring at the walls. She will be safer too. Thanks for the support.
1 person likes this
@jairgirl (2877)
• United States
30 May 08
hello again, thanks for the reply. i was just discussing your mom's situation with my hubby while we are having lunch. i asked him if its common to really asked for all the receipts that you have in 5 years (he was teasing me that i am planning to place him on one LOL) he then explained to me that maybe it is because they are trying to see how much money you have and how much they can get from you - he didnt know really BUT now you give me a good answer, i was about to asked my sis-in-law coz she knows it she used to worked in one i think. anyway, that is really sad that people/company have to take advantage of the old one. i dont understand it but i guess our world is full of that now. i agree with you that mom is best to be there at least she have other people same of her age that she can relate with and do other stuff than sit and watched others and feel alone. i would certainly consider placing myself in that way than to burden anybody or to feel alone. i hope your mom will enjoy her time there and be able to meet new friends and be safe. i wish her all the best and good health. dementia is common now i have seen it to some old people that i have met in life. it is not easy to them as well as to the family member but i am happy that you guys do want the best for her. takecare!
@Rosekitty (19368)
• San Marcos, Texas
30 May 08
Ummm Draggie..now since I keep all my receipts do you want them? LOL...Now i know why some countries keep all families together in one house..to save costs and aggravation from these places! Don't you be thinking of putting me in one of those places..LOL
@Carolyn63 (1403)
• United States
30 May 08
Hi Rose, I wouldn't wish to take anyone away from their home, from their life. If safety wasn't a concern, as well as health and general well being, we wouldn't be doing this. Keeping families together is wonderful but not always possible. We are also concerned about the children in the house, which at this point are terrified and confused. My sister in law has gone as far as she can. She has missed a lot of work. Things are slow with her husbands job as well. Mother sitting alone in a house where she is terrified now due to seeing thigs isn't a good environment for her. The idea of being "put away" is horrible. But, if I had a choice of being alone and afraid versus being around friends, having a life, and knowing my health and well being were being looked after, I would choose the assisted living. We asked her. We aren't just putting her someplace. She is actually excited about it. Where she has had no life, she is getting one back. That is a good thing. I love you. Thank you for offering anyhow. Things are going to be okay. Hugs
• United States
29 May 08
I'm glad you found a great facility for her! It sounds like an excellent set up. And thanks for the heads up. Organizing that stuff can be insane. My grandmother has had long-term care insurance (as do my mother and father), so we won't have to deal with quite the nightmare, if that time comes around. It's almost like you need an accountant to help you age!
@Carolyn63 (1403)
• United States
30 May 08
Mother had great insurance, at one time. After her divorce she let it lapse, said she couldn't afford it. We are working on getting her disability. Also, she turns 65 next year and that will help. None of us knew she let the insurance go until after she got sick. Fortunately, we have an accountant so maybe my hubby and I will be okay. We have boxes of records, ugh. But seriously, you might need an accountant. You are expected to fill out taxes for those family members that pass on. It doesn't makes sense to me, you can't pay taxes from the grave. Maybe we need an accountant and a lawyer on hold at all times? This is nuts.