Layaway shopping

I actually never put anything on layaway. I don't shop at any stores consistently that have the layaway program anymore so I don't use it. If I want something I just save my money at home and and then go out and buy what I want. I think stores have the right to charge any fees they want. For one, if you use the layaway service and then do not buy it, you end up taking up space from other people that will buy their layaway items. I think a small fee is OK but I do not think it should be outrageous fee.

I didn't think that there were any stores left that did layaways. I know that WalMart is one that stopped that practice. Who does it anymore?

My mom used to put a lot of things on layaway when I was a kid because credit cards were a lot harder to get then they are now. A lot of stores don't do layaways anymore because most people can get a credit card. Layaway was a bad system because even if you made a few payments, if you don't pay off the whole thing before a certain time, they restock the item and you lose all the money you put into it. So, I'd rather charge it on a credit card and make monthly payments to them then risk it on layaway. Or, if I just can't afford it at all, I won't buy it.

Sometimes I do use layaway, but not for some time. I think layaway if fine if you plan on using an item. Other times, I think that it helps me buy things that I would not have purchased otherwise. Once my money is invested, then I don't want to back down. As far as the item being returned to the shelves go, the stores should have a way to recoup loss. They've tied up the item for a period of time and not made any profit on the potential sale. They could have easily sold it to another person. So, not going through with it, should have some consequences.

Yes, I have done this before. I will put thing in layaway to get later for christmas, but as time goes on I decide to get something else. I guess it is not fair, but it's not like I do it on purpose either.

I have never put things on layaway and not picked them up on time. I dont think they should fine you for just putting the item back on the shelves at all. they get paid anyway so what is the problem?