Living on one income is hard

United States
February 12, 2009 9:38am CST
I have been the provider of the family for the last few years. My husband is disabled and fighting for disability. Its been so hard to manage but I am always looking for ways to get us by. I will work extra hours, or sell some unneeded possessions,do gpt and ptc sites. I really hope that his disability will come through soon. I hope I never end up disabled because its such a long wait and fight just to get the benefits. Are you the breadwinner of the family?
14 people like this
40 responses
• United States
13 Feb 09
i totally feel for you. my hubby was the only income for the last few years and now he is laid off so we have no income. i have been trying to get a job for the last 2 weeks and having no luck./
2 people like this
• Philippines
13 Feb 09
Nowadays, having one source of income is not appropriate. For the price are rising, rice , foods , gas , electricity etc etc..... That is why today I am doing online jobs as another source of income.
@Tony78 (89)
• United States
13 Feb 09
Similar situation. I am engaged and live alone, she lives with her grandparents and is looking for a job after recently getting laid off. I had a good job and lost it due to a sickness then another after I got too sick to work anywhere. I had surgery on AUG 25 and have recovered enough to go back to work and am looking for a job. I applied for Unemployment two months ago, they still haven't made any determination on my case. So I have no income and five dogs to feed, and still wonder when I will finally be able to get married. I own my home so at least I will not lose it, but I am hoping my income tax refund comes before my telephone gets shut off. It is very hard, but (I hope) I have endured the worst of it.
2 people like this
@dexterous21 (1180)
• Philippines
13 Feb 09
I understand that in a way that I have been living alone for many years now. I am the breadwinner for myself and sometimes my family ask me to support them. I know it is hard. I have to spend wisely because no one will help me if I ran out of budget. Nowadays, I am doing all the things that will help me make both ends meet. I hope we will all survive in this crisis.
@sukumar794 (5040)
• Thiruvananthapuram, India
13 Feb 09
Nowadays it is really tough making out a good living with the limited resources fetched by one or two of the family members.However it is wise if one put a close check on spending so as not to go haywire when someone is badly in need of funds.
• United States
13 Feb 09
yes it is hard my husband is the sole breadwinner here he works hard to take care of me and 5 kids with only one income I do try to help by making a little extra money here and ChaCha but it isnt much I hope your hubby's disability goes through soon so some of the strain is lifted
1 person likes this
• United States
13 Feb 09
You have to really be inventive sometimes to think up ideas to make the extra money just to get by. I worry all the time about money its such a pain. I really hope his disability comes in soon.
@jillbeth (2705)
• United States
13 Feb 09
I am not the breadwinner, my hubby is. An although he earns decent bread, it is a struggle to get by. I did work full-time until four years ago when the factory where I worked closed. I make a little money from home buying and selling secondhand goods, and do some free-lance writing, but what I earn is a drop in the bucket. We have lost many industries in this area and all that is availabe are low-paying jobs, and there is so much competition even for them! If you like to write I would recommend checking out Constant Content; you can find the link in my profile. I have made a good part-time income through them. I think it is criminal the way SSI treats people, denying them benefits they deserve and making them fight for them. How are they supposed to get by in the meantime? My mother-in-law waited eighteen months for hers. A friend who had cancer was refused because he was able to work between treatments, but for only a few months at a time. He finally did win his case, but his wife had already been on disability for years (she's legally blind) and they ended up cashing in life insurance policies to survive. Just keep pushing for that disability--it seems the powers that be do whatever they can to discourage people.
1 person likes this
@alindahaw (1219)
• Philippines
13 Feb 09
Hi there! I'm sorry to hear about your predicament. I know that it is hard to be the breadwinner of the family. There are times when things get really very difficult. With recession deeping as we speak, things cannot be tougher for most of us. I hope that your hubby will get his disability pay soon. In the meantime, just hang in there sister. Things will get better sooner than you think.
@makingpots (11915)
• United States
13 Feb 09
I hope things work out for you two very soon, moneymommy. I am not the breadwinner of my family. I imagine that is pretty stressful for you. Best wishes.
1 person likes this
@sid556 (30960)
• United States
13 Feb 09
Yes, I understand how very difficult it is. I am the only provider in my household and it can be really tough at times. I have raised all 4 of my girls on my own and I don't get child support. Only one is still at home now and still we struggle mainly because of the economy right now. I have heard how difficult it is to get disability and the thought of it has worried me too. Knock on wood...I'm don't get sick often at all. Still, you just never know. Everything can change in a heartbeat. I hope your husband's disability comes thru soon and you will be able to relax a bit.
• United States
13 Feb 09
I commend you on raising your 4 children on your own. That must of been tough at times. Disability is very hard to get and the wait is just to long. I hope nobody has to go through that ever. But you just never know whats going to happen.
@mayka123 (16584)
• India
13 Feb 09
I can understand what you are going through. I too was the sole breadwinner for the last nine years. My daughter now has grown up and she has just taken up her first job. So things have just started getting a bit better for me. In our country we do not get any benefits so I have had to struggle all the way.
1 person likes this
@dropofrain (1167)
• India
13 Feb 09
With the companies sticking on cost cutting, it is really difficult to live on the single income. We have to complement our job with some other form of income to support the extra expenses.
@jazel_juan (15747)
• Philippines
13 Feb 09
i am sorry you are going through it right now but maybe That is part of God's test. Both me and my huby is working, lucky for us..but still it is hard. Hope you will get through all of this and have faith. :)
1 person likes this
• United States
12 Feb 09
I am not the breadwinner, my husband is as i am the SAHM, but things have gotten tight with the economy and less people being able to put more money into there houses, since he is in construction, that is why I am online now trying to make money from home and earn what little bit more that I can to help out with. My uncle is on disability and he struggled for 2 years before his kicked in, and he even sued his company because a machine fell on him and hurt his back which is what caused his disability in the first place and now he has to walk with a cane every where... I can understand the struggle, but when it comes in you will be better off you have to remember that. good luck with it!!!
1 person likes this
• United States
12 Feb 09
I know eventually everything will be ok. Just a very long waiting game.
@jjstare (97)
• India
12 Feb 09
In earlier days even if a person gets a salaried job would be able to manage a family and survived. But at this current scenario we are all facing lot of distructions such as economic crisis, increase in commodities price and many more, so one person's salary cant be able to manage a family. Atleast more than one in a faily should go to job and should have extra income to survive decent enough.
1 person likes this
@mimico (3617)
• Philippines
13 Feb 09
Wow, it takes years to register for a disabled person benefits?! Where do you live? Why does it take so long? I think you should follow up with the government body in charge of that. It should only take a year at most. ANyway, I am proud of you for standing by your man. Some women would take the kids and leave the husband just because he is no longer useful. Good luck, and keep the faith.
1 person likes this
• Philippines
13 Feb 09
yes I know how hard it is to live in one income. My hubby is the only one who is working and it is hard to live by with one income. I resigned from my job because I can't stand with my boss anymore. Now, I am staying home taking care of my kids. I wish to have a work at home job so that I can help my hubby but, I have no idea of what to do this time.
1 person likes this
@gracie04 (4549)
• Philippines
13 Feb 09
My dad's been the breadwinner of the family.. he supports our financial needs.. i don't have a real job because of my health condition and i hate it.. i hope i would be given a chance to have a stable job and help my family.. though dad is earning enough to support our needs, i still want to find a real job..
@jessi0887 (2788)
• United States
12 Feb 09
I know how you feel. My fiance was out of work for a while and i was having to make it for my son. He just got a job but he is getting paid less than i do. I barely get paid enough as it is. Then on top of that he has alot of stuff to pay on now that he does have a job so it like im still not getting help. I hope though things get better for you and me.
1 person likes this
@msplay20 (40)
• United States
13 Feb 09
I'm the breadwinner for our family. My husband is currently looking for work. He was a courtesy officer for our apt complex with gave us half off our rent but then they had to do cutbacks. I don't feel bad about it though because a year ago, he was the one working and I wasnt. He's looking for employment so that we can have two incomes which will make it easier and a lot stressful on me. I'm paying all the bills pretty well, but I like to enjoy myself and we like having extra money to do things with.