Are You A "Spender" Or a "Saver"

@payout (3722)
United States
May 21, 2009 7:30pm CST
When it comes to Money everyone is either a Spender or a Saver I don't think there is no between either you like spending it or saving it.. ? My Boyfriend loves to spend money so much that he tells me to hold it for him just so he wont spend it lol.. As for me I'm a Saver I think about things will need before things we want and desirer. What would you consider yourself a spender or a saver..?
2 people like this
24 responses
@aseretdd (13736)
• Philippines
22 May 09
I think i am both... i tend to spend a lot... but also save some money... but i would be able to save more if i will just stop spending on things that i don't really need... and that i have to practice a lot more...
2 people like this
• United States
22 May 09
I'm a bit of both but really I fall on the side of a saver. I always rethink all of my purchases and I think I actually overthink all of my purchases. I've got some money in a savings account but not a lot. I'm trying to let it collect some interest so I have some money to fall back on in case I need extra cash. Also, I know I'm definitely going to need some extra money in the coming months.
2 people like this
@patialvi (715)
• India
22 May 09
i tend to be saver but i am unable to save anything. This may be because the inflation is very high and things are becoming expensive then before or we have some more expenditures generated. I think inflation plays a big role in our saving habits...
2 people like this
@lelin1123 (15635)
• Puerto Rico
22 May 09
I'm a saver. I don't spend money unless I really have to since I don't have job at this time in my life and the economy is so bad. I think the same way you do. I buy things I need not that I want or desire. In a relationship if one of you spend and the other one saves that isn't bad especially if he gives you money to hold for him. My daughter and son-in-law are both spender and that is a bad thing. If both of you are savers that is the best combination. Good luck to you!
@harryt123 (327)
• United States
22 May 09
I am definitely a saver and usually keep my money in a savings account that I have at my local credit union. I don't usually spend much money as we get food given to us at work and I don't have that much expenses otherwise. It is actually very important in my opinion that I have this habit of saving money especially since the economy is not doing so well and not knowing which direction it is headed to next is definitely a bit scary.
@turones (206)
• Philippines
22 May 09
good for you. as for me, i am also a spender and no matter how hard i try to control myself, i really find it very difficult to stay away from things that i like. i'd really like to start saving money especially now that the economy is not doing very well.
2 people like this
@jillhill (37379)
• United States
22 May 09
I am definately a saver.....I do blow money once in a while but it's usually for special ocassions etc...otherwise for the most part I don't even spend alot and don't have alot of bills.....
2 people like this
@uoriej19 (34)
• Philippines
22 May 09
I am a saver that cannot save, so I choose to spend. I am really looking forward to save money, I have done it many times. But after saving, I would spend it all until nothing is left.
@kiran8 (15320)
• Mangalore, India
22 May 09
Hi, Good that you are a saver - I think I am somewhere in between. When I know I cant spend I save, but when I feel that I can afford to spend I spend freely. I wish I was a saver at all times. It is very essential in life. When I think of all the missed opportunities I feel bad. I could have saved a lot, had I made up my mind..
@rakesh284 (1472)
• India
22 May 09
I think I am saver. I am rarely spending any money. I just think many times when it comes to money. I know what is the feeling when you have no money so always trying to save money which I can utilize in the future when required.
1 person likes this
@calyxus (827)
• Philippines
22 May 09
im both a spender and a saver. sometimes i save my money and it amounts to something, but then again i tend to spend it and then my money goes poof! sometimes i just dont know where my money goes... lol but now, i will really save my money, im thinking of saving 50% of my salary. whew! lets hope i can manage that... hehe
1 person likes this
• India
22 May 09
According to my point of view we want to spend money for our needs, that means no need to spend money in large amount.When money come in large amount we spend more then if we are in tight situation on that time in our hand there is no money. so to avoid this situation save money when we have lot.
@chillpill90 (1937)
22 May 09
Yeah im a saver too i mean im already thinkin how i can save my payout when i get it from here for the future. I mean i dont think there is anything wrong with saving but you do need to spend some money to live and to be fair i think being a saver is better because then you dont waste your money on stuff you dont need.
1 person likes this
@hotsummer (10523)
• Philippines
22 May 09
i definitely am a spender rather a saver. i love to buy things as soon as i have saved enough. i love buying things and spending my money. almost i have not saved any money.
1 person likes this
@eichen (19)
• Philippines
22 May 09
am a spender... but a wise spender... coz if things are not needed, why should i buy?
1 person likes this
@nashlix (186)
• Singapore
22 May 09
i consider myself a saver because i tend to... save money more than spend? hahaha i usually deposit what i have into my bank and keep just a little for myself. whenever i need to withdraw money from the machine, i draw the minimum amount so as to limit spending too much. money tends to disappear fast when it stays in the wallet haha.
@songmp (18)
• China
22 May 09
Somewhat I'm a saver. I also like spending but I think I should save enough spare moeny in case unexpected problem happen in my life. There're many circumstances that might need money. It's better to save some other than borrow from others.
1 person likes this
@angelajoy (1838)
• Philippines
22 May 09
I would have to disagree with you on this. I'm not a saver, but I'm also not a spender. I'm somewhere in between. You see, I think it is important to save money so that you would be prepared for future needs, but it isn't right to deprive yourself just to save money. Yes, I save money, but I also spend money on things that are only for luxury. Everything in life should always have a balance. Even good things could be bad if you overdo it.
@zzyw87 (1259)
• Philippines
22 May 09
I think of myself as a saver. I like planning, and that includes planning for my future. I want to be able to save now while I am young so that I will have a stable life in the future. I want to spend my money when I am older, like in my 50s maybe. Once in a while, I splurge on clothes and fancy restaurants, but that's it. I am still able to save 60% of my income.
1 person likes this
@Zhizho (1351)
• Indonesia
22 May 09
I am a spender.Honestly as a woman who is not work,I just waiting money from my husband.I learn to save money.and looking for some way to make money.But,althought I am spender, I spend money just for important thing.It's ok to spend it but we have to charm.I mean,we spend by good calculating.
1 person likes this